What stands out worked out from the figures below

Ludlow has the most people working from home (14%).

Union has the most homeowners (92.9%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Ludlow	Union
People
Population	20,904Highest	944Lowest
Growth since 20102010 → 2020 census	-0.5% U.S.: +7.4%	—
Median age	44.3±1.8Lowest 14% above U.S.	49.9±4.3Highest 28% above U.S.
	Union and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	16.4%±2.4Lowest U.S.: 22%	16.9%±4.3Highest U.S.: 22%
	Union and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	21.8%±2.5Lowest U.S.: 17.2%	24.5%±2.6Highest U.S.: 17.2%
	Union and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	27%Highest U.S.: 35.7%	24%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	5.2%±1.7Highest U.S.: 6.4%	5%±3.3Lowest U.S.: 6.4%
	Ludlow and Union are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$84,838±$7kLowest 5% above U.S.	$88,958±$14kHighest 10% above U.S.
	Union and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$335,300±$10kHighest about the U.S. average	$330,400±$26kLowest about the U.S. average
	Ludlow and Union are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$1,223±$82 13% below U.S.	—
Property taxmedian, yearly	$4,918Highest 58% above U.S.	$4,793Lowest 54% above U.S.
Renters paying 30%+of income on rent	50.7%±9.5Lowest U.S.: 51.1%	90%±64.7Highest U.S.: 51.1%
	Union and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	6.8%Highest U.S.: 12.5%	5.7%Lowest U.S.: 12.5%
Housing
Homeownersof occupied homes	77.5%Lowest U.S.: 65.2%	92.9%Highest U.S.: 65.2%
Typical home builtmedian year	1964Lowest 16 yrs older than U.S.	1976Highest 4 yrs older than U.S.
Getting to work
Average commuteone way	20 minLowest 24% below U.S.	32 minHighest 20% above U.S.
Work from home	14%±3.4Highest U.S.: 15.1%	9%±3.7Lowest U.S.: 15.1%
	Ludlow and Union are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#154 of 282 in MA	—
School district	Ludlow	Union School District
High school in town	Ludlow Senior High	None in town
Students per teacherat that high school	11.1	—
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.