Compare towns
Ludlow vs Hardwick vs Chicopee
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Ludlow has the most people working from home (14%).
Hardwick has the most kids (20.5% under 18).
Chicopee has grown the fastest since 2010 (+0.5%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Ludlow | Hardwick | Chicopee |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 20,904 |
2,684Lowest |
55,295Highest |
| Growth since 20102010 → 2020 census | -0.5% MA: +7.4% |
-10.8%Lowest MA: +7.4% |
+0.5%Highest MA: +7.4% |
| Median age | 44.3±1.8 11% above MA |
45.3±9.8Highest 13% above MA |
41.9±1.4Lowest 5% above MA |
| Hardwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 16.4%±2.4Lowest MA: 19.4% |
20.5%±5.6Highest MA: 19.4% |
19.2%±1.7 MA: 19.4% |
| Hardwick and Chicopee are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 21.8%±2.5 MA: 17.9% |
22.7%±5Highest MA: 17.9% |
19.5%±1.4Lowest MA: 17.9% |
| Hardwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 27% MA: 47.3% |
30.9%Highest MA: 47.3% |
22.9%Lowest MA: 47.3% |
| Enrolled in collegeshare of residents | 5.2%±1.7 MA: 7.9% |
6.2%±4.4Highest MA: 7.9% |
3.7%±0.6Lowest MA: 7.9% |
| Hardwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $84,838±$7kHighest 18% below MA |
$75,000±$22k 28% below MA |
$62,615±$6kLowest 40% below MA |
| Ludlow and Hardwick are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $335,300±$10k 40% below MA |
$346,700±$67kHighest 38% below MA |
$274,500±$8kLowest 51% below MA |
| Hardwick and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,223±$82Highest 31% below MA |
$1,108±$119Lowest 37% below MA |
$1,157±$50 34% below MA |
| Ludlow and Chicopee are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $4,918Highest 18% below MA |
$4,400 27% below MA |
$3,847Lowest 36% below MA |
| Renters paying 30%+of income on rent | 50.7%±9.5Lowest MA: 51.8% |
59%±13.8Highest MA: 51.8% |
52%±5.6 MA: 51.8% |
| Hardwick and Chicopee are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 6.8%Lowest MA: 10% |
11% MA: 10% |
17.3%Highest MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 77.5%Highest MA: 62.5% |
68.2% MA: 62.5% |
55.7%Lowest MA: 62.5% |
| Typical home builtmedian year | 1964 same as MA |
1968Highest 4 yrs newer than MA |
1958Lowest 6 yrs older than MA |
| Getting to work | |||
| Average commuteone way | 20 minLowest 31% below MA |
31 minHighest 7% above MA |
21 min 27% below MA |
| Work from home | 14%±3.4Highest MA: 18.6% |
8.7%±4.3 MA: 18.6% |
8%±1.8Lowest MA: 18.6% |
| Ludlow and Hardwick are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #154 of 282 in MA | #163 of 282 in MA | #247 of 282 in MA |
| School district | Ludlow | Quabbin | Chicopee |
| High school in town | Ludlow Senior High | None in town | Chicopee Comprehensive High School |
| Students per teacherat that high school | 11.1Lowest |
— | 11.2Highest |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.

