Compare towns

Lowell vs Needham vs Chelmsford

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Lowell has the most renters (56.8% rent).
Needham has the most expensive homes ($1189k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureLowellNeedhamChelmsford
People
Population
118,368Highest
32,459Lowest
36,446
Growth since 20102010 → 2020 census
+8.5%
MA: +7.4%
+11.1%Highest
MA: +7.4%
+7.7%Lowest
MA: +7.4%
Median age
35.6±0.8Lowest
11% below MA
43.1±1.6Highest
8% above MA
41.6±1.9
4% above MA
Needham and Chelmsford are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
21.7%±1.3
MA: 19.4%
27.5%±2.2Highest
MA: 19.4%
21.6%±1.8Lowest
MA: 19.4%
Age 65+
12.6%±0.8Lowest
MA: 17.9%
17.7%±1.7
MA: 17.9%
18.1%±1.5Highest
MA: 17.9%
Chelmsford and Needham are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
30%Lowest
MA: 47.3%
81.9%Highest
MA: 47.3%
52.8%
MA: 47.3%
Enrolled in collegeshare of residents
9.7%±0.6Highest
MA: 7.9%
5.4%±1.1
MA: 7.9%
5.3%±1.1Lowest
MA: 7.9%
Cost of living
Household incomemedian
$78,658±$4kLowest
24% below MA
$214,308±$13kHighest
106% above MA
$140,629±$8k
35% above MA
Home valuemedian, owner-occupied
$429,200±$11kLowest
24% below MA
$1,188,500±$43kHighest
111% above MA
$593,700±$17k
6% above MA
Rentmedian gross, monthly
$1,625±$40Lowest
8% below MA
$2,409±$183Highest
37% above MA
$2,062±$151
17% above MA
Property taxmedian, yearly
$4,499Lowest
25% below MA
$10,000+Highest
at least 67% above MA
$8,047
34% above MA
Renters paying 30%+of income on rent
52.4%±3.8
MA: 51.8%
55.9%±8.5Highest
MA: 51.8%
51.7%±10Lowest
MA: 51.8%
Needham and Lowell are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
16.9%Highest
MA: 10%
3.7%Lowest
MA: 10%
4.7%
MA: 10%
Housing
Homeownersof occupied homes
43.2%Lowest
MA: 62.5%
83.1%Highest
MA: 62.5%
82.1%
MA: 62.5%
Typical home builtmedian year
1953Lowest
11 yrs older than MA
1965
1 yr newer than MA
1967Highest
3 yrs newer than MA
Getting to work
Average commuteone way
28 min
4% below MA
28 minLowest
5% below MA
28 minHighest
4% below MA
Work from home
10.6%±1.3Lowest
MA: 18.6%
32.4%±2.4Highest
MA: 18.6%
22.8%±2.3
MA: 18.6%
Schools
Public school scoresrank in state, math + reading #255 of 282 in MA #19 of 282 in MA #79 of 282 in MA
School district Lowell Needham Chelmsford
High school in town Lowell High Needham High Chelmsford High
Students per teacherat that high school
14.8Highest
11.9Lowest
14.0
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.