What stands out worked out from the figures below

Lodi has the most affordable homes ($183k median).

Covert has grown the fastest since 2010 (+0.4%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Lodi	Covert
People
Population	1,825Lowest	2,004Highest
Growth since 20102010 → 2020 census	-4.4%Lowest NY: +4.2%	+0.4%Highest NY: +4.2%
Median age	40.9±6.1Lowest about the NY average	50.4±4.3Highest 27% above NY
	Covert and Lodi are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	24.4%±4.1Highest NY: 20.5%	24.1%±4Lowest NY: 20.5%
	Lodi and Covert are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	19%±0.7Lowest NY: 17.9%	25.2%±2.3Highest NY: 17.9%
Bachelor’s degree+adults 25+	28.5%Lowest NY: 40.2%	40.7%Highest NY: 40.2%
Enrolled in collegeshare of residents	0.2%±0.8Lowest NY: 7%	1.9%±1Highest NY: 7%
	Covert and Lodi are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$78,489±$3kHighest 9% below NY	$75,688±$16kLowest 12% below NY
	Lodi and Covert are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$182,600±$39kLowest 57% below NY	$227,200±$48kHighest 46% below NY
	Covert and Lodi are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$684±$54Lowest 58% below NY	$1,257±$236Highest 22% below NY
Property taxmedian, yearly	$3,250Lowest 51% below NY	$3,724Highest 43% below NY
Renters paying 30%+of income on rent	8.4%±11.4Lowest NY: 52.1%	42.9%±18.6Highest NY: 52.1%
Below poverty line	9.4%Highest NY: 14%	7.6%Lowest NY: 14%
Housing
Homeownersof occupied homes	68.2%Lowest NY: 54.3%	83.4%Highest NY: 54.3%
Typical home builtmedian year	1979Highest 20 yrs newer than NY	1942Lowest 17 yrs older than NY
Getting to work
Average commuteone way	26 minHighest 20% below NY	23 minLowest 30% below NY
Work from home	10.7%±3.9Lowest NY: 14.9%	15.5%±5.1Highest NY: 14.9%
	Covert and Lodi are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	—	SOUTH SENECA CENTRAL SCHOOL DISTRICT
High school in town	—	None in town
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.