A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Keystone$1,190/mo

Typical home $193K (Census) · tax rate 1.12% · or rent about $867/mo · Housing →

Delta$1,940/mo

Typical home $330K (Census) · tax rate 0.75% · or rent about $713/mo · Housing →

The difference: $750 a month, about $9,000 a year, between Delta and Keystone.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

Keystone and Delta share a border

Straight-line miles between town centers.

KeystoneDelta

Keystone ↔ Delta7.0 miles apart · They share a border · Same county

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

KeystoneDelta

Snow a year74″74″

January low3°F 3°F

July high77°F 77°F

Growing season (days)132d 132d

Hazard risk (U.S. pctl)8th 4th

Outdoors & history

KeystoneDelta

Trails34 mi 44 mi

Conserved land32.5%57.2%

Community

KeystoneDelta

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Wisconsin average

KeystoneDelta

People

Population 360Highest 265Lowest

Median age 51.3±4.8Lowest 28% above WI 61.3±3.3Highest 52% above WI

Kids under 18 16.7%±3.6Highest WI: 21.4% 12.8%±8.4Lowest WI: 21.4%

Keystone and Delta are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 33.1%±6.4Lowest WI: 18.5% 37.4%±5.6Highest WI: 18.5%

Delta and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 19.6%Lowest WI: 33.4% 37.6%Highest WI: 33.4%

Enrolled in collegeshare of residents 0.6%±2.8Lowest WI: 5.8% 0.8%±3.8Highest WI: 5.8%

Delta and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $85,750±$23kHighest 11% above WI $80,469±$11kLowest 4% above WI

Keystone and Delta are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $192,700±$19kLowest 28% below WI $330,000±$32kHighest 24% above WI

Rentmedian gross, monthly $867±$320Highest 20% below WI $713±$138Lowest 34% below WI

Keystone and Delta are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $2,158Lowest 43% below WI $2,480Highest 35% below WI

Renters paying 30%+of income on rent 37.5%±90.9Lowest WI: 43.7% 71.4%±100Highest WI: 43.7%

Delta and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 10.3%Highest WI: 10.6% 6.5%Lowest WI: 10.6%

Housing

Homeownersof occupied homes 88%Lowest WI: 67.8% 94.2%Highest WI: 67.8%

Typical home builtmedian year 1981Lowest 6 yrs newer than WI 1986Highest 11 yrs newer than WI

Getting to work

Average commuteone way 21 minLowest 4% below WI 28 minHighest 24% above WI

Work from home 16.3%±7.7Lowest WI: 13.1% 18.3%±9.7Highest WI: 13.1%

Delta and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0.6%Highest 0%Lowest

Typical commute distancemedian, straight-line 14.8 miLowest 22.3 miHighest

Jobs per working residentover 1.5 = a job hub 0.15Lowest 0.25Highest

Top workplaceoutside town Ashland (42%)Ashland (22%)

Between these townsresidents who work in the others Few work in DeltaFew work in Keystone

Outdoors

Conserved landshare of the town 32.5%Lowest 57.2%Highest

Trailsmapped miles 33.5 miLowest 43.6 miHighest

Trail densitymiles per sq mi 0.9 miHighest 0.6 miLowest

Parks & preservesnamed on the map 2Lowest 5Highest

Street connectivityintersections per sq mi, a walkability measure 1.5Highest 1.0Lowest

Wisconsin average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Keystone neighborsTown Square →

Your question goes to Keystone’s Town Square.

Delta neighborsTown Square →

Your question goes to Delta’s Town Square.

Add a town

Set another town beside Keystone and Delta

One tap adds it. Up to 4 towns at once.

Bordering Keystone

+ Compare

Pilsen235 people · $211K homes

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Mason322 people · $238K homes

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Iron River1,294 people · $250K homes

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Eileen811 people · $280K homes

Towns like Keystone

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Hewett308 people · $226K homes

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Cobb403 people · $176K homes

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Garden Valley398 people · $214K homes

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Bagley348 people · $228K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Keystone vs Delta

Two towns, two different strengths

Where they part ways

A typical home costs $750 more a month in Delta

Keystone and Delta share a border

What daily life feels like in each

What matters to you?

Ask the people who live there

Set another town beside Keystone and Delta

Bordering Keystone

Towns like Keystone

Post to Keystone

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