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Compare towns

Kemp vs Hubbard

53 miles apart. The biggest differences: property tax bill (+37% in Kemp) and average commute (5 min in Kemp).

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Kemp, TXOne of the healthiest townsTexas · 1,302 people
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Hubbard, TXOne of the healthiest townsTexas · 1,327 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they differ most

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $450 more a month in Kemp

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Kemp$1,790/mo
Typical home $269K (Zillow) · tax rate 1.69% · or rent about $1,036/mo · Housing →
Hubbard$1,340/mo
Typical home $206K (Zillow) · tax rate 1.54% · or rent about $868/mo · Housing →

The difference: $450 a month, about $5,400 a year, between Kemp and Hubbard.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Texas ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
KempHubbard
Snow a year—0″
January low—35°F
July high—95°F
Growing season (days)—250d
Hazard risk (U.S. pctl)27th27th
Outdoors & history
KempHubbard
Trails—1 mi
Conserved land—0%
Settled1922—
Famous people born here—4
Community
KempHubbard
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

53 miles apart

Straight-line miles between town centers.

Kemp ↔ Hubbard53 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

KempHubbard
People
Population 1,302Lowest 1,327Highest
Growth since 20102010 → 2020 census -2.2%Lowest TX: +15.9% -2%Highest TX: +15.9%
Median age 39.3±7.7Lowest 10% above TX 41.5±9.1Highest 17% above TX
Hubbard and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 32.2%±10.8Highest TX: 25% 26.8%±4.7Lowest TX: 25%
Kemp and Hubbard are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 17.8%±9.5Lowest TX: 13.4% 23.7%±5.2Highest TX: 13.4%
Hubbard and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 12.9%Lowest TX: 33.8% 16.6%Highest TX: 33.8%
Enrolled in collegeshare of residents 1.6%±1.8Lowest TX: 6.2% 2.7%±1.6Highest TX: 6.2%
Hubbard and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $55,833±$21kHighest 29% below TX $50,859±$13kLowest 35% below TX
Kemp and Hubbard are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $168,100±$24kHighest 41% below TX $134,900±$21kLowest 52% below TX
Kemp and Hubbard are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly $1,036±$394Highest 26% below TX $868±$38Lowest 38% below TX
Kemp and Hubbard are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $2,843Highest 33% below TX $2,073Lowest 51% below TX
Renters paying 30%+of income on rent 50%±26.1Lowest TX: 51.7% 80.9%±19.8Highest TX: 51.7%
Hubbard and Kemp are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 25.2%Highest TX: 13.8% 15.4%Lowest TX: 13.8%
Housing
Homeownersof occupied homes 73.2%Lowest TX: 62.6% 76.8%Highest TX: 62.6%
Typical home builtmedian year 1977Highest 15 yrs older than TX 1963Lowest 29 yrs older than TX
Getting to work
Average commuteone way 36 minLowest 33% above TX 41 minHighest 52% above TX
Work from home 15.7%±15.3Highest TX: 14.4% 5.3%±3.6Lowest TX: 14.4%
Kemp and Hubbard are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 1.3%Lowest 9.8%Highest
Typical commute distancemedian, straight-line 43.8 miLowest 44.3 miHighest
Jobs per working residentover 1.5 = a job hub 0.69Highest 0.61Lowest
Top workplaceoutside town Dallas (16%)Waco (14%)
Between these townsresidents who work in the others Few work in HubbardFew work in Kemp
Outdoors
Conserved landshare of the town 0% 0%
Trailsmapped miles 0.0 miLowest 1.0 miHighest
Trail densitymiles per sq mi 0.0 miLowest 0.5 miHighest
Parks & preservesnamed on the map 0 0
Street connectivityintersections per sq mi, a walkability measure 74.7Highest 71.5Lowest
Schools
School district KEMP ISDHUBBARD ISD
High school in town Kemp H SHubbard H S
Students per teacherat that high school 12.2Highest 8.1Lowest
Texas average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Kemp neighborsTown Square →

Your question goes to Kemp’s Town Square.

Hubbard neighborsTown Square →

Your question goes to Hubbard’s Town Square.

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Towns like Kemp

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Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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