Compare towns
Junius vs Smithfield vs Waterloo
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Junius has the most kids (25.4% under 18).
Smithfield has the highest household income ($81k).
Waterloo has grown the fastest since 2010 (-3.5%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Junius | Smithfield | Waterloo |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 1,196Lowest |
1,240 |
7,324Highest |
| Growth since 20102010 → 2020 census | -5.6% NY: +4.2% |
-12.5%Lowest NY: +4.2% |
-3.5%Highest NY: +4.2% |
| Median age | 42.6±4.9Lowest 7% above NY |
44.2±9.9 11% above NY |
45.4±3.1Highest 14% above NY |
| Waterloo and Smithfield are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 25.4%±4Highest NY: 20.5% |
19.8%±4.4 NY: 20.5% |
17.8%±2.9Lowest NY: 20.5% |
| Junius and Smithfield are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 16%±2.9Lowest NY: 17.9% |
17.2%±5.6 NY: 17.9% |
25.9%±3.7Highest NY: 17.9% |
| Waterloo and Smithfield are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 7.9%Lowest NY: 40.2% |
13.9% NY: 40.2% |
21.8%Highest NY: 40.2% |
| Enrolled in collegeshare of residents | 1.2%±1.2Lowest NY: 7% |
2.3%±2.2 NY: 7% |
7.2%±2.1Highest NY: 7% |
| Cost of living | |||
| Household incomemedian | $76,750±$13k 11% below NY |
$81,250±$11kHighest 5% below NY |
$63,226±$11kLowest 26% below NY |
| Smithfield and Junius are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $160,400±$13k 62% below NY |
$161,500±$22kHighest 62% below NY |
$117,500±$8kLowest 72% below NY |
| Smithfield and Junius are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,333±$243Highest 18% below NY |
— | $922±$39Lowest 43% below NY |
| Property taxmedian, yearly | $2,875Lowest 56% below NY |
$4,329Highest 34% below NY |
$3,396 48% below NY |
| Renters paying 30%+of income on rent | 59.4%±34.2Highest NY: 52.1% |
33.3%±94.9Lowest NY: 52.1% |
47.6%±11.9 NY: 52.1% |
| Junius and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 13%Highest NY: 14% |
2.7%Lowest NY: 14% |
10.6% NY: 14% |
| Housing | |||
| Homeownersof occupied homes | 89.8% NY: 54.3% |
92.5%Highest NY: 54.3% |
65.7%Lowest NY: 54.3% |
| Typical home builtmedian year | 1979 20 yrs newer than NY |
1981Highest 22 yrs newer than NY |
1956Lowest 3 yrs older than NY |
| Getting to work | |||
| Average commuteone way | 19 minLowest 42% below NY |
22 min 34% below NY |
22 minHighest 33% below NY |
| Work from home | 4.6%±2.3Lowest NY: 14.9% |
10.5%±8.2Highest NY: 14.9% |
10.4%±5.5 NY: 14.9% |
| Smithfield and Waterloo are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | — | — | #340 of 484 in NY |
| School district | — | MORRISVILLE-EATON CENTRAL SCHOOL DISTRICT | WATERLOO CENTRAL SCHOOL DISTRICT |
| High school in town | — | MORRISVILLE MIDDLE SCHOOL HIGH SCHOOL | WATERLOO HIGH SCHOOL |
| Students per teacherat that high school | — | 9.8Highest |
9.0Lowest |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.