Compare towns
Jay vs Ludlow vs Troy
Cost, people, housing, commute and schools, side by side, each benchmarked against Vermont.
Bordering JayRichford
What stands out worked out from the figures below
Jay has grown the fastest since 2010 (+5.8%).
Ludlow has the most renters (48.6% rent).
Troy has the most kids (21.4% under 18).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Jay | Ludlow | Troy |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 471Lowest |
808 |
1,749Highest |
| Growth since 20102010 → 2020 census | +5.8%Highest VT: +2.8% |
-4.7%Lowest VT: +2.8% |
+3.6% VT: +2.8% |
| Median age | 52.1±10.5Highest 21% above VT |
48.7±5.6 13% above VT |
44.5±5.7Lowest 3% above VT |
| Jay and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 14.2%±7.3 VT: 17.9% |
13.1%±3.7Lowest VT: 17.9% |
21.4%±3.9Highest VT: 17.9% |
| Troy and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 15.5%±6.3Lowest VT: 21.4% |
30.4%±0.5Highest VT: 21.4% |
17.7%±3 VT: 21.4% |
| Bachelor’s degree+adults 25+ | 45.1%Highest VT: 43.8% |
39.3% VT: 43.8% |
20.2%Lowest VT: 43.8% |
| Enrolled in collegeshare of residents | 1.9%±2.5Lowest VT: 7% |
2.6%±1.6 VT: 7% |
2.7%±1.4Highest VT: 7% |
| Troy and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $74,792±$25k 8% below VT |
$56,667±$19kLowest 30% below VT |
$87,938±$11kHighest 8% above VT |
| Troy and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $234,200±$45k 26% below VT |
$304,000±$32kHighest 4% below VT |
$233,200±$21kLowest 26% below VT |
| Ludlow and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | — | $1,018±$91Highest 18% below VT |
$646±$323Lowest 48% below VT |
| Ludlow and Troy are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,588Lowest 29% below VT |
$4,237Highest 16% below VT |
$3,644 28% below VT |
| Renters paying 30%+of income on rent | 40%±100Highest VT: 48.4% |
33%±13.8 VT: 48.4% |
30.8%±26.3Lowest VT: 48.4% |
| Jay and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 8.7%Highest VT: 10.1% |
8.7%Highest VT: 10.1% |
8.6%Lowest VT: 10.1% |
| Housing | |||
| Homeownersof occupied homes | 97%Highest VT: 73.2% |
51.4%Lowest VT: 73.2% |
86.6% VT: 73.2% |
| Typical home builtmedian year | 2001Highest 25 yrs newer than VT |
1938Lowest 38 yrs older than VT |
1980 4 yrs newer than VT |
| Getting to work | |||
| Average commuteone way | 40 minHighest 69% above VT |
21 minLowest 10% below VT |
24 min about the VT average |
| Work from home | 27.3%±13.7Highest VT: 16.9% |
17.3%±6.4 VT: 16.9% |
7.8%±2.3Lowest VT: 16.9% |
| Jay and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| School district | Jay/Westfield Joint Elementary School District | — | Troy School District |
| High school in town | None in town | — | None in town |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.