What stands out worked out from the figures below

Jay has the most people working from home (27.3%).

Lowell has the most expensive homes ($429k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Jay	Lowell
People
Population	471Lowest	118,368Highest
Growth since 20102010 → 2020 census	+5.8%Lowest U.S.: +7.4%	+8.5%Highest U.S.: +7.4%
Median age	52.1±10.5Highest 34% above U.S.	35.6±0.8Lowest 8% below U.S.
Kids under 18	14.2%±7.3Lowest U.S.: 22%	21.7%±1.3Highest U.S.: 22%
	Lowell and Jay are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	15.5%±6.3Highest U.S.: 17.2%	12.6%±0.8Lowest U.S.: 17.2%
	Jay and Lowell are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	45.1%Highest U.S.: 35.7%	30%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	1.9%±2.5Lowest U.S.: 6.4%	9.7%±0.6Highest U.S.: 6.4%
Cost of living
Household incomemedian	$74,792±$25kLowest 7% below U.S.	$78,658±$4kHighest about the U.S. average
	Lowell and Jay are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$234,200±$45kLowest 30% below U.S.	$429,200±$11kHighest 29% above U.S.
Rentmedian gross, monthly	—	$1,625±$40 15% above U.S.
Property taxmedian, yearly	$3,588Lowest 15% above U.S.	$4,499Highest 44% above U.S.
Renters paying 30%+of income on rent	40%±100Lowest U.S.: 51.1%	52.4%±3.8Highest U.S.: 51.1%
	Lowell and Jay are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	8.7%Lowest U.S.: 12.5%	16.9%Highest U.S.: 12.5%
Housing
Homeownersof occupied homes	97%Highest U.S.: 65.2%	43.2%Lowest U.S.: 65.2%
Typical home builtmedian year	2001Highest 21 yrs newer than U.S.	1953Lowest 27 yrs older than U.S.
Getting to work
Average commuteone way	40 minHighest 50% above U.S.	28 minLowest 6% above U.S.
Work from home	27.3%±13.7Highest U.S.: 15.1%	10.6%±1.3Lowest U.S.: 15.1%
Schools
Public school scoresrank in state, math + reading	—	#255 of 282 in MA
School district	Jay/Westfield Joint Elementary School District	Lowell
High school in town	None in town	Lowell High
Students per teacherat that high school	—	14.8
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.