Compare towns
Jay vs Harmony vs Troy
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
Bordering JayRichford
What stands out worked out from the figures below
Jay has the most people working from home (27.3%).
Harmony has the most affordable homes ($128k median).
Troy has the highest household income ($88k).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Jay | Harmony | Troy |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 471Lowest |
2,344Highest |
1,749 |
| Growth since 20102010 → 2020 census | +5.8%Highest U.S.: +7.4% |
-3.9%Lowest U.S.: +7.4% |
+3.6% U.S.: +7.4% |
| Median age | 52.1±10.5Highest 34% above U.S. |
41.8±7Lowest 7% above U.S. |
44.5±5.7 14% above U.S. |
| Jay and Troy are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 14.2%±7.3Lowest U.S.: 22% |
22.9%±3.7Highest U.S.: 22% |
21.4%±3.9 U.S.: 22% |
| Harmony and Troy are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 15.5%±6.3Lowest U.S.: 17.2% |
17.7%±2.1Highest U.S.: 17.2% |
17.7%±3Highest U.S.: 17.2% |
| Bachelor’s degree+adults 25+ | 45.1%Highest U.S.: 35.7% |
17.1%Lowest U.S.: 35.7% |
20.2% U.S.: 35.7% |
| Enrolled in collegeshare of residents | 1.9%±2.5Lowest U.S.: 6.4% |
3%±1.6Highest U.S.: 6.4% |
2.7%±1.4 U.S.: 6.4% |
| Harmony and Troy are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $74,792±$25k 7% below U.S. |
$58,600±$11kLowest 27% below U.S. |
$87,938±$11kHighest 9% above U.S. |
| Troy and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $234,200±$45kHighest 30% below U.S. |
$128,300±$15kLowest 61% below U.S. |
$233,200±$21k 30% below U.S. |
| Jay and Troy are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | — | $788±$40Highest 44% below U.S. |
$646±$323Lowest 54% below U.S. |
| Harmony and Troy are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,588 15% above U.S. |
$2,805Lowest 10% below U.S. |
$3,644Highest 17% above U.S. |
| Renters paying 30%+of income on rent | 40%±100 U.S.: 51.1% |
43%±18.6Highest U.S.: 51.1% |
30.8%±26.3Lowest U.S.: 51.1% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 8.7% U.S.: 12.5% |
9.1%Highest U.S.: 12.5% |
8.6%Lowest U.S.: 12.5% |
| Housing | |||
| Homeownersof occupied homes | 97%Highest U.S.: 65.2% |
84.6%Lowest U.S.: 65.2% |
86.6% U.S.: 65.2% |
| Typical home builtmedian year | 2001Highest 21 yrs newer than U.S. |
1975Lowest 5 yrs older than U.S. |
1980 same as U.S. |
| Getting to work | |||
| Average commuteone way | 40 minHighest 50% above U.S. |
26 min about the U.S. average |
24 minLowest 9% below U.S. |
| Work from home | 27.3%±13.7Highest U.S.: 15.1% |
8.1%±4.4 U.S.: 15.1% |
7.8%±2.3Lowest U.S.: 15.1% |
| Schools | |||
| School district | Jay/Westfield Joint Elementary School District | PANAMA CENTRAL SCHOOL DISTRICT | Troy School District |
| High school in town | None in town | PANAMA HIGH SCHOOL | None in town |
| Students per teacherat that high school | — | 8.5 |
— |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.


