Compare towns
Holt vs Roscoe
211 miles apart. The biggest differences: jobs per worker (6.3× in Holt) and property tax bill (2.3× in Roscoe).
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Holt, MN A history town Minnesota · 95 people
Where each one shines Two towns, two different strengths What each town does better than most of its state (not better than each other). Tap one to see the page behind it.
Roscoe A small town of 96
Quiet strengths Roscoe doesn’t stand out on the data we have Neighbors can tell you what the numbers miss.
All about Roscoe →
The biggest differences Where they differ most The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.
★ What stands out · Monthly cost A typical home costs $330 more a month in Roscoe A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.
Down payment3.5% 10% 20% Rate %
Holt $710 /mo
Typical home $125K (Census) · tax rate 0.56% · Housing →
Roscoe $1,040 /mo
Typical home $173K (Census) · tax rate 0.91% · Housing →
The difference: $330 a month , about $3,900 a year , between Roscoe and Holt.
Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.
Life in each What daily life feels like in each The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.
Seasons
Holt Roscoe
Growing season (days) — 155d
Outdoors & history
Holt Roscoe
A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.
Where they are 211 miles apart Straight-line miles between town centers.
Holt ↔ Roscoe 211 miles apart
Everything, side by side What matters to you? Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.
Raising kids Affordability Owning a home Short commute Working from home Younger crowd Settled, older crowd Growing town Outdoorsy Walkable streets
Holt Roscoe
People
Population
95 Lowest
96 Highest
Median age
44.6 ±12.1 Highest
15% above MN
44 ±8.3 Lowest
13% above MN
Holt and Roscoe are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
17.9% ±22.3 Lowest
MN: 22.9%
21.9% ±21.3 Highest
MN: 22.9%
Roscoe and Holt are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
24.2% ±30.7 Highest
MN: 17.3%
24% ±21 Lowest
MN: 17.3%
Holt and Roscoe are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
7.1% Highest
MN: 39.4%
4.2% Lowest
MN: 39.4%
Enrolled in collegeshare of residents
2.1% ±10.7 Highest
MN: 5.8%
0% ±14.7 Lowest
MN: 5.8%
Holt and Roscoe are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$47,250 ±$15k Lowest
47% below MN
$48,750 ±$13k Highest
45% below MN
Roscoe and Holt are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$125,000 ±$35k Lowest
62% below MN
$173,200 ±$69k Highest
47% below MN
Roscoe and Holt are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$700 Lowest
79% below MN
$1,583 Highest
53% below MN
Renters paying 30%+of income on rent
— 0% ±100
MN: 48.1%
Below poverty line
13.7% Lowest
MN: 9.3%
27.1% Highest
MN: 9.3%
Housing
Homeownersof occupied homes
84.4% Highest
MN: 72.2%
77.5% Lowest
MN: 72.2%
Typical home builtmedian year
1973 Highest
6 yrs older than MN
1947 Lowest
32 yrs older than MN
Getting to work
Average commuteone way
37 min Highest
62% above MN
22 min Lowest
4% below MN
Work from home
16.7% ±10.5 Highest
MN: 17.6%
13.2% ±11.4 Lowest
MN: 17.6%
Holt and Roscoe are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents
2.1% Highest
1.7% Lowest
Typical commute distancemedian, straight-line
12.8 mi Lowest
17.8 mi Highest
Jobs per working residentover 1.5 = a job hub
0.44 Highest
0.07 Lowest
Top workplaceoutside town
Thief River Falls (42%) St. Cloud (12%)
Between these townsresidents who work in the others
Few work in Roscoe Few work in Holt
Outdoors
Conserved landshare of the town
0%
0%
Trailsmapped miles
0.0 mi
0.0 mi
Trail densitymiles per sq mi
0.0 mi
0.0 mi
Parks & preservesnamed on the map
0
0
Street connectivityintersections per sq mi, a walkability measure
11.1 Lowest
22.7 Highest
Minnesota average“±” Census margin of error ACS 2020–2024
Deciding? Ask the people who live there The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.
Holt or Roscoe: which would you pick? →
What’s it really like to live in Holt? →
Moving to Holt: what should I know? →
Your question goes to Holt’s Town Square.
Roscoe or Holt: which would you pick? →
What’s it really like to live in Roscoe? →
Moving to Roscoe: what should I know? →
Your question goes to Roscoe’s Town Square.
Add a town Set another town beside Holt and Roscoe One tap adds it. Up to 4 towns at once.
Bordering Holt Towns like Holt Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.
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