Compare towns

Harvard vs Spencer vs Topsfield

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Harvard has the most people working from home (44.8%).
Spencer has the most affordable homes ($382k median).
Topsfield has grown the fastest since 2010 (+8%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureHarvardSpencerTopsfield
People
Population
6,927
12,008Highest
6,564Lowest
Growth since 20102010 → 2020 census
+5.1%
MA: +7.4%
+2.6%Lowest
MA: +7.4%
+8%Highest
MA: +7.4%
Median age
44.1±4.7
10% above MA
48.9±6.8Highest
22% above MA
42.2±1.8Lowest
6% above MA
Spencer and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
21.1%±4.5
MA: 19.4%
16.4%±3.9Lowest
MA: 19.4%
24.8%±4.7Highest
MA: 19.4%
Topsfield and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
16.3%±2.8Lowest
MA: 17.9%
26%±4.4Highest
MA: 17.9%
22.4%±3.8
MA: 17.9%
Spencer and Topsfield are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
62%
MA: 47.3%
29.1%Lowest
MA: 47.3%
71.8%Highest
MA: 47.3%
Enrolled in collegeshare of residents
3.8%±1.5Lowest
MA: 7.9%
5.2%±2.4Highest
MA: 7.9%
3.8%±1.9Lowest
MA: 7.9%
Spencer and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$213,996±$24kHighest
106% above MA
$80,533±$11kLowest
23% below MA
$195,718±$16k
88% above MA
Harvard and Topsfield are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$833,600±$54k
48% above MA
$382,000±$22kLowest
32% below MA
$853,400±$40kHighest
52% above MA
Topsfield and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,321±$424Highest
25% below MA
$1,078±$161Lowest
39% below MA
$1,115±$538
37% below MA
Harvard and Topsfield are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$10,000+Highest
at least 67% above MA
$4,387Lowest
27% below MA
$10,000+Highest
at least 67% above MA
Renters paying 30%+of income on rent
72.5%±51.5Highest
MA: 51.8%
50.6%±10.3
MA: 51.8%
41.9%±40.8Lowest
MA: 51.8%
Harvard and Spencer are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.5%Lowest
MA: 10%
11%Highest
MA: 10%
7.5%
MA: 10%
Housing
Homeownersof occupied homes
89.4%
MA: 62.5%
63%Lowest
MA: 62.5%
90.4%Highest
MA: 62.5%
Typical home builtmedian year
1975Highest
11 yrs newer than MA
1968Lowest
4 yrs newer than MA
1969
5 yrs newer than MA
Getting to work
Average commuteone way
32 min
9% above MA
34 minHighest
18% above MA
28 minLowest
5% below MA
Work from home
44.8%±6.1Highest
MA: 18.6%
15%±7.3Lowest
MA: 18.6%
29.4%±8.1
MA: 18.6%
Schools
Public school scoresrank in state, math + reading #12 of 282 in MA #261 of 282 in MA #172 of 282 in MA
School district Harvard Spencer-E Brookfield Topsfield
High school in town The Bromfield High School David Prouty High None in town
Students per teacherat that high school
11.0Highest
9.9Lowest
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.