Compare towns

Harvard vs Ludlow vs Springfield

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Harvard has the most people working from home (44.8%).
Ludlow has the shortest commute (20 min average).
Springfield has the most renters (50.4% rent).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureHarvardLudlowSpringfield
People
Population
6,927Lowest
20,904
154,749Highest
Growth since 20102010 → 2020 census
+5.1%Highest
MA: +7.4%
-0.5%Lowest
MA: +7.4%
+1.9%
MA: +7.4%
Median age
44.1±4.7
10% above MA
44.3±1.8Highest
11% above MA
33.7±0.5Lowest
16% below MA
Ludlow and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
21.1%±4.5
MA: 19.4%
16.4%±2.4Lowest
MA: 19.4%
24.2%±0.9Highest
MA: 19.4%
Springfield and Harvard are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
16.3%±2.8
MA: 17.9%
21.8%±2.5Highest
MA: 17.9%
13.2%±0.7Lowest
MA: 17.9%
Bachelor’s degree+adults 25+
62%Highest
MA: 47.3%
27%
MA: 47.3%
20.5%Lowest
MA: 47.3%
Enrolled in collegeshare of residents
3.8%±1.5Lowest
MA: 7.9%
5.2%±1.7
MA: 7.9%
7.5%±0.5Highest
MA: 7.9%
Cost of living
Household incomemedian
$213,996±$24kHighest
106% above MA
$84,838±$7k
18% below MA
$52,656±$2kLowest
49% below MA
Home valuemedian, owner-occupied
$833,600±$54kHighest
48% above MA
$335,300±$10k
40% below MA
$245,000±$4kLowest
56% below MA
Rentmedian gross, monthly
$1,321±$424Highest
25% below MA
$1,223±$82
31% below MA
$1,144±$55Lowest
35% below MA
Harvard and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$10,000+Highest
at least 67% above MA
$4,918
18% below MA
$3,695Lowest
38% below MA
Renters paying 30%+of income on rent
72.5%±51.5Highest
MA: 51.8%
50.7%±9.5Lowest
MA: 51.8%
57.7%±3.1
MA: 51.8%
Harvard and Springfield are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.5%Lowest
MA: 10%
6.8%
MA: 10%
25.8%Highest
MA: 10%
Housing
Homeownersof occupied homes
89.4%Highest
MA: 62.5%
77.5%
MA: 62.5%
49.6%Lowest
MA: 62.5%
Typical home builtmedian year
1975Highest
11 yrs newer than MA
1964
same as MA
1952Lowest
12 yrs older than MA
Getting to work
Average commuteone way
32 minHighest
9% above MA
20 minLowest
31% below MA
20 min
31% below MA
Work from home
44.8%±6.1Highest
MA: 18.6%
14%±3.4
MA: 18.6%
8.4%±0.9Lowest
MA: 18.6%
Schools
Public school scoresrank in state, math + reading #12 of 282 in MA #154 of 282 in MA #276 of 282 in MA
School district Harvard Ludlow Springfield
High school in town The Bromfield High School Ludlow Senior High Springfield Central High
Students per teacherat that high school
11.0Lowest
11.1
12.2Highest
On TownTapestry
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.