Compare towns
Harvard vs Derby vs Lancaster
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
What stands out worked out from the figures below
Harvard has the most expensive homes ($834k median).
Derby has the most affordable homes ($257k median).
Lancaster has the youngest population (median age 43.1).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Harvard | Derby | Lancaster |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 6,927Lowest |
12,487Highest |
8,606 |
| Growth since 20102010 → 2020 census | +5.1%Highest U.S.: +7.4% |
-4.5%Lowest U.S.: +7.4% |
+4.8% U.S.: +7.4% |
| Median age | 44.1±4.7 13% above U.S. |
46.4±3.1Highest 19% above U.S. |
43.1±4.9Lowest 11% above U.S. |
| Derby and Harvard are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 21.1%±4.5Highest U.S.: 22% |
14.6%±2.9Lowest U.S.: 22% |
19.2%±4 U.S.: 22% |
| Harvard and Lancaster are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 16.3%±2.8Lowest U.S.: 17.2% |
21.1%±3.9Highest U.S.: 17.2% |
19.9%±4.2 U.S.: 17.2% |
| Derby and Lancaster are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 62%Highest U.S.: 35.7% |
35.6%Lowest U.S.: 35.7% |
50.3% U.S.: 35.7% |
| Enrolled in collegeshare of residents | 3.8%±1.5 U.S.: 6.4% |
5.9%±2Highest U.S.: 6.4% |
3%±1.8Lowest U.S.: 6.4% |
| Derby and Harvard are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $213,996±$24kHighest 165% above U.S. |
$79,500±$11kLowest about the U.S. average |
$134,833±$27k 67% above U.S. |
| Home valuemedian, owner-occupied | $833,600±$54kHighest 151% above U.S. |
$256,700±$21kLowest 23% below U.S. |
$519,100±$60k 56% above U.S. |
| Rentmedian gross, monthly | $1,321±$424Lowest 7% below U.S. |
$1,452±$95 about the U.S. average |
$2,338±$539Highest 65% above U.S. |
| Property taxmedian, yearly | $10,000+Highest at least 221% above U.S. |
$5,510Lowest 77% above U.S. |
$7,235 132% above U.S. |
| Renters paying 30%+of income on rent | 72.5%±51.5Highest U.S.: 51.1% |
53.9%±12.6Lowest U.S.: 51.1% |
68.3%±36.7 U.S.: 51.1% |
| Harvard and Lancaster are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 4.5% U.S.: 12.5% |
10.8%Highest U.S.: 12.5% |
1.4%Lowest U.S.: 12.5% |
| Housing | |||
| Homeownersof occupied homes | 89.4%Highest U.S.: 65.2% |
61.9%Lowest U.S.: 65.2% |
85.1% U.S.: 65.2% |
| Typical home builtmedian year | 1975Highest 5 yrs older than U.S. |
1967Lowest 13 yrs older than U.S. |
1971 9 yrs older than U.S. |
| Getting to work | |||
| Average commuteone way | 32 min 20% above U.S. |
27 minLowest about the U.S. average |
32 minHighest 20% above U.S. |
| Work from home | 44.8%±6.1Highest U.S.: 15.1% |
15.1%±4.8Lowest U.S.: 15.1% |
33.6%±9.1 U.S.: 15.1% |
| Harvard and Lancaster are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #12 of 282 in MA | #138 of 149 in CT | #145 of 282 in MA |
| School district | Harvard | Derby School District | Nashoba |
| High school in town | The Bromfield High School | Derby High School | None in town |
| Students per teacherat that high school | 11.0Highest |
9.7Lowest |
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| On TownTapestry | |||
| Old photos in History | 12 photos → | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.