Compare towns

Hartford vs Holderness vs Waterbury

Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..

What stands out worked out from the figures below

Hartford has grown the fastest since 2010 (+7.4%).
Holderness has the most homeowners (83.7%).
Waterbury has the most people working from home (28.3%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureHartfordHoldernessWaterbury
People
Population
10,736Highest
1,917Lowest
5,405
Growth since 20102010 → 2020 census
+7.4%Highest
U.S.: +7.4%
-4.9%Lowest
U.S.: +7.4%
+5.3%
U.S.: +7.4%
Median age
43.2±3.9Highest
11% above U.S.
39.4±7.4Lowest
about the U.S. average
43.2±3.7Highest
11% above U.S.
Kids under 18
18%±3
U.S.: 22%
14.7%±9.3Lowest
U.S.: 22%
21.9%±4.9Highest
U.S.: 22%
Waterbury and Hartford are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
22.5%±3.3
U.S.: 17.2%
31.4%±4.6Highest
U.S.: 17.2%
19.8%±4.4Lowest
U.S.: 17.2%
Bachelor’s degree+adults 25+
47.6%Lowest
U.S.: 35.7%
55.7%Highest
U.S.: 35.7%
54.2%
U.S.: 35.7%
Enrolled in collegeshare of residents
4.9%±1.7Highest
U.S.: 6.4%
2.6%±1.6Lowest
U.S.: 6.4%
3.4%±2.8
U.S.: 6.4%
Hartford and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$78,125±$7kLowest
3% below U.S.
$107,863±$45kHighest
34% above U.S.
$103,917±$23k
29% above U.S.
Holderness and Waterbury are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$304,500±$26kLowest
8% below U.S.
$363,100±$60k
9% above U.S.
$447,200±$40kHighest
34% above U.S.
Waterbury and Holderness are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,218±$118
14% below U.S.
$2,068±$385Highest
46% above U.S.
$1,027±$535Lowest
27% below U.S.
Property taxmedian, yearly
$5,773
85% above U.S.
$3,923Lowest
26% above U.S.
$6,435Highest
106% above U.S.
Renters paying 30%+of income on rent
44.6%±12.7
U.S.: 51.1%
23.5%±21.2Lowest
U.S.: 51.1%
46.8%±21.7Highest
U.S.: 51.1%
Waterbury and Hartford are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
11.1%
U.S.: 12.5%
12.1%Highest
U.S.: 12.5%
7.9%Lowest
U.S.: 12.5%
Housing
Homeownersof occupied homes
67.8%Lowest
U.S.: 65.2%
83.7%Highest
U.S.: 65.2%
70.6%
U.S.: 65.2%
Typical home builtmedian year
1979Lowest
1 yr older than U.S.
1981
1 yr newer than U.S.
1983Highest
3 yrs newer than U.S.
Getting to work
Average commuteone way
18 minLowest
30% below U.S.
27 min
about the U.S. average
30 minHighest
14% above U.S.
Work from home
13.9%±3.5
U.S.: 15.1%
9.4%±4.1Lowest
U.S.: 15.1%
28.3%±6.8Highest
U.S.: 15.1%
Schools
Public school scoresrank in state, math + reading #34 of 70 in VT — #20 of 70 in VT
School district Hartford School District Holderness School District Harwood Unified Union School District #60
High school in town Hartford High School None in town None in town
Students per teacherat that high school
9.6
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On TownTapestry
Old photos in Our Story None yet None yet None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.