What stands out worked out from the figures below

Hartford has grown the fastest since 2010 (+7.4%).

Derby has the most affordable homes ($225k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Hartford	Derby
People
Population	10,736Highest	4,537Lowest
Growth since 20102010 → 2020 census	+7.4%Highest VT: +2.8%	-0.9%Lowest VT: +2.8%
Median age	43.2±3.9Lowest about the VT average	51.6±2.1Highest 20% above VT
Kids under 18	18%±3Highest VT: 17.9%	15.7%±3.6Lowest VT: 17.9%
	Hartford and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	22.5%±3.3Lowest VT: 21.4%	27.2%±4.2Highest VT: 21.4%
	Derby and Hartford are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	47.6%Highest VT: 43.8%	36.8%Lowest VT: 43.8%
Enrolled in collegeshare of residents	4.9%±1.7Highest VT: 7%	2.3%±1.1Lowest VT: 7%
	Hartford and Derby are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$78,125±$7kLowest 4% below VT	$80,250±$8kHighest about the VT average
	Derby and Hartford are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$304,500±$26kHighest 4% below VT	$225,000±$10kLowest 29% below VT
Rentmedian gross, monthly	$1,218±$118Highest about the VT average	$1,096±$118Lowest 11% below VT
	Hartford and Derby are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$5,773Highest 15% above VT	$3,449Lowest 32% below VT
Renters paying 30%+of income on rent	44.6%±12.7Lowest VT: 48.4%	45.8%±18.5Highest VT: 48.4%
	Derby and Hartford are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	11.1%Highest VT: 10.1%	7.4%Lowest VT: 10.1%
Housing
Homeownersof occupied homes	67.8%Lowest VT: 73.2%	84.7%Highest VT: 73.2%
Typical home builtmedian year	1979Highest 3 yrs newer than VT	1978Lowest 2 yrs newer than VT
Getting to work
Average commuteone way	18 minLowest 22% below VT	32 minHighest 38% above VT
Work from home	13.9%±3.5Highest VT: 16.9%	10.6%±3.5Lowest VT: 16.9%
	Hartford and Derby are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#34 of 70 in VT	#52 of 70 in VT
School district	Hartford School District	Derby School District · North Country Union Junior High School District
High school in town	Hartford High School	None in town
Students per teacherat that high school	9.6	—
On TownTapestry
Old photos in Our Story	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.