A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Harter Township$540/mo

Typical home $82K (Census) · tax rate 1.62% · or rent about $739/mo · Housing →

Flora$670/mo

Typical home $105K (Zillow) · tax rate 1.42% · or rent about $745/mo · Housing →

The difference: $130 a month, about $1,600 a year, between Flora and Harter Township.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Harter Township places higher on 8 of 18 IL lists

Our letter grades for safety, schools and health, then every Illinois ranking list both towns are on. A grade is one measure; read the page behind it.

Safety

–Harter TownshipNot graded B+FloraSafer than 71% of U.S. towns

Schools

B−Harter TownshipBetter than 52% of districts in the state –FloraNot graded

Health

C−Harter TownshipHealthier than 17% of U.S. towns C−FloraHealthier than 17% of U.S. towns

8Harter Township

5Flora

Lists won, of 18 where both are ranked. Ties go to nobody.

Most walkableOutdoors · 862 towns #721#310 Shortest commuteGetting around · 862 towns #334#429 Fastest growingGrowth · 859 towns #613#687 Lowest depressionHealth · 861 towns #775#848 Closest to a top hospitalHealth · 862 towns #586#639 Highest incomeIncome · 862 towns #770#819 Most educatedPeople · 862 towns #794#830 Lowest property taxCost of living · 860 towns #26#9

Left end = #1 in Illinois. Showing the lists where the towns are furthest apart. All of Harter Township’s rankings →

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

Harter TownshipFlora

Snow a year8″12″

January low23°F 21°F

July high88°F 89°F

Growing season (days)196d 198d

Hazard risk (U.S. pctl)58th 47th

Outdoors & history

Harter TownshipFlora

Trails4 mi 0 mi

Conserved land0.3%0.3%

National Register places—3

Archive photos—11

Famous people born here—3

Community

Harter TownshipFlora

Library hours a week43 hrs 43 hrs

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

3 miles apart

And the people who already live in one and work in the other.

Harter TownshipFlora

Harter Township ↔ Flora3.4 miles apart

Who commutes between them

850 Harter Township residents work in Flora (35.9% of its workers)

Work & commute in Harter Township →

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Illinois average

Harter TownshipFlora

People

Population 6,035Highest 4,475Lowest

Growth since 20102010 → 2020 census -3.7%Highest -5.3%Lowest

Median age 38.7±3.4Lowest about the IL average 39.3±3.9Highest about the IL average

Flora and Harter Township are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 23.8%±4.1Highest IL: 21.8% 21%±4.9Lowest IL: 21.8%

Harter Township and Flora are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 22.2%±4.2Lowest IL: 17% 22.3%±5Highest IL: 17%

Flora and Harter Township are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 14.1%Highest IL: 37.8% 12.3%Lowest IL: 37.8%

Enrolled in collegeshare of residents 7.5%±2.9Lowest IL: 6.3% 8.1%±3.3Highest IL: 6.3%

Flora and Harter Township are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $53,000±$11kHighest 36% below IL $47,148±$16kLowest 43% below IL

Harter Township and Flora are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $82,100±$12kHighest 69% below IL $77,300±$7kLowest 71% below IL

Harter Township and Flora are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $739±$38Lowest 42% below IL $745±$52Highest 42% below IL

Flora and Harter Township are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $1,326Highest 75% below IL $1,094Lowest 79% below IL

Renters paying 30%+of income on rent 14.1%±12.2Lowest IL: 47.9% 15.1%±12.8Highest IL: 47.9%

Flora and Harter Township are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 16.2%Lowest IL: 11.8% 18.9%Highest IL: 11.8%

Housing

Homeownersof occupied homes 79.7%Highest IL: 67.1% 76.2%Lowest IL: 67.1%

Typical home builtmedian year 1963Highest 8 yrs older than IL 1958Lowest 13 yrs older than IL

Getting to work

Average commuteone way 24 minLowest 15% below IL 26 minHighest 7% below IL

Work from home 2.3%±2.4Lowest IL: 15.9% 2.5%±3Highest IL: 15.9%

Flora and Harter Township are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 22%Lowest 38%Highest

Typical commute distancemedian, straight-line 21.8 miHighest 21.3 miLowest

Jobs per working residentover 1.5 = a job hub 0.70Lowest 1.57Highest

Top workplaceoutside town Flora (36%)Salem (6%)

Between these townsresidents who work in the others 36% work in FloraFew work in Harter Township

Outdoors

Conserved landshare of the town 0.3% 0.3%

Trailsmapped miles 4.2 miHighest 0.4 miLowest

Trail densitymiles per sq mi 0.1 mi 0.1 mi

Parks & preservesnamed on the map 3Highest 2Lowest

Street connectivityintersections per sq mi, a walkability measure 8.5Lowest 67.8Highest

Schools

Public school scoresrank in state, math + reading #205 of 384 in IL—

School district Flora CUSD 35—

High school in town Flora High School—

Students per teacherat that high school 12.0 —

Illinois average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Harter Township neighborsTown Square →

Your question goes to Harter Township’s Town Square.

Flora neighborsTown Square →

Your question goes to Flora’s Town Square.

Add a town

Set another town beside Harter Township and Flora

One tap adds it. Up to 4 towns at once.

Bordering Harter Township

+ Compare

Songer Township131 people · $207K homes

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Louisville Township1,917 people · $127K homes

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Stanford Township491 people · $272K homes

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Keith Township302 people · $86K homes

Towns like Harter Township

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Creve Coeur4,621 people · $86K homes

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Canteen Township7,877 people · $74K homes

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Hillsboro5,803 people · $112K homes

+ Compare

Hillsboro Township6,875 people · $102K homes

Not sure which town to add? Find your place ranks Illinois towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Harter Township vs Flora

Two towns, two different strengths

Where they differ most

A typical home costs about the same each month

Harter Township places higher on 8 of 18 IL lists

What daily life feels like in each

3 miles apart

What matters to you?

Ask the people who live there

Set another town beside Harter Township and Flora

Bordering Harter Township

Towns like Harter Township

Post to Harter Township

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