What stands out worked out from the figures below

Harmony has the most kids (22.9% under 18).

Panama has the most renters (44.7% rent).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Harmony	Panama
People
Population	2,344Highest	451Lowest
Growth since 20102010 → 2020 census	-3.9% NY: +4.2%	—
Median age	41.8±7Lowest 5% above NY	46.6±6.9Highest 17% above NY
	Panama and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	22.9%±3.7Highest NY: 20.5%	12.4%±3.1Lowest NY: 20.5%
Age 65+	17.7%±2.1Lowest NY: 17.9%	23.3%±6.3Highest NY: 17.9%
	Panama and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	17.1%Lowest NY: 40.2%	19.9%Highest NY: 40.2%
Enrolled in collegeshare of residents	3%±1.6Lowest NY: 7%	4.7%±2.8Highest NY: 7%
	Panama and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$58,600±$11kLowest 32% below NY	$60,865±$8kHighest 29% below NY
	Panama and Harmony are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$128,300±$15kHighest 70% below NY	$105,400±$14kLowest 75% below NY
	Harmony and Panama are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$788±$40Highest 51% below NY	$785±$43Lowest 52% below NY
	Harmony and Panama are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$2,805Highest 57% below NY	$2,500Lowest 62% below NY
Renters paying 30%+of income on rent	43%±18.6Highest NY: 52.1%	41.9%±24.1Lowest NY: 52.1%
	Harmony and Panama are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	9.1%Lowest NY: 14%	12.9%Highest NY: 14%
Housing
Homeownersof occupied homes	84.6%Highest NY: 54.3%	55.3%Lowest NY: 54.3%
Typical home builtmedian year	1975Highest 16 yrs newer than NY	1965Lowest 6 yrs newer than NY
Getting to work
Average commuteone way	26 minHighest 21% below NY	24 minLowest 27% below NY
Work from home	8.1%±4.4Highest NY: 14.9%	4.9%±2.9Lowest NY: 14.9%
	Harmony and Panama are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	PANAMA CENTRAL SCHOOL DISTRICT	—
High school in town	PANAMA HIGH SCHOOL	—
Students per teacherat that high school	8.5	—
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.