Compare towns
Harmony vs Jay
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Harmony has the most kids (22.9% under 18).
Jay has grown the fastest since 2010 (-0.8%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Harmony | Jay |
|---|---|---|
| Your priorities | ||
| People | ||
| Population | 2,344Lowest |
2,354Highest |
| Growth since 20102010 → 2020 census | -3.9%Lowest NY: +4.2% |
-0.8%Highest NY: +4.2% |
| Median age | 41.8±7Lowest 5% above NY |
48.8±4.6Highest 23% above NY |
| Jay and Harmony are within the Census margin of error here, so we can’t say which is really higher. | ||
| Kids under 18 | 22.9%±3.7Highest NY: 20.5% |
16%±4.1Lowest NY: 20.5% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | ||
| Age 65+ | 17.7%±2.1Lowest NY: 17.9% |
25.3%±4.8Highest NY: 17.9% |
| Bachelor’s degree+adults 25+ | 17.1%Lowest NY: 40.2% |
31.4%Highest NY: 40.2% |
| Enrolled in collegeshare of residents | 3%±1.6Highest NY: 7% |
1.7%±1.7Lowest NY: 7% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | ||
| Cost of living | ||
| Household incomemedian | $58,600±$11kLowest 32% below NY |
$72,380±$19kHighest 16% below NY |
| Jay and Harmony are within the Census margin of error here, so we can’t say which is really higher. | ||
| Home valuemedian, owner-occupied | $128,300±$15kLowest 70% below NY |
$196,900±$22kHighest 54% below NY |
| Rentmedian gross, monthly | $788±$40Lowest 51% below NY |
$1,272±$366Highest 22% below NY |
| Property taxmedian, yearly | $2,805Lowest 57% below NY |
$3,741Highest 43% below NY |
| Renters paying 30%+of income on rent | 43%±18.6Highest NY: 52.1% |
27.4%±21.1Lowest NY: 52.1% |
| Harmony and Jay are within the Census margin of error here, so we can’t say which is really higher. | ||
| Below poverty line | 9.1%Highest NY: 14% |
6.7%Lowest NY: 14% |
| Housing | ||
| Homeownersof occupied homes | 84.6%Lowest NY: 54.3% |
88.4%Highest NY: 54.3% |
| Typical home builtmedian year | 1975Lowest 16 yrs newer than NY |
1977Highest 18 yrs newer than NY |
| Getting to work | ||
| Average commuteone way | 26 minLowest 21% below NY |
28 minHighest 13% below NY |
| Work from home | 8.1%±4.4Lowest NY: 14.9% |
8.8%±3.2Highest NY: 14.9% |
| Jay and Harmony are within the Census margin of error here, so we can’t say which is really higher. | ||
| Schools | ||
| School district | PANAMA CENTRAL SCHOOL DISTRICT | AUSABLE VALLEY CENTRAL SCHOOL DISTRICT |
| High school in town | PANAMA HIGH SCHOOL | None in town |
| Students per teacherat that high school | 8.5 |
— |
| On TownTapestry | ||
| Old photos in History | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.

