Compare towns
Harford vs Java vs Virgil
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
Bordering HarfordLapeer
What stands out worked out from the figures below
Harford has the most affordable homes ($110k median).
Java has the most homeowners (95.2%).
Virgil has grown the fastest since 2010 (+1%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Harford | Java | Virgil |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 980Lowest |
2,049 |
2,525Highest |
| Growth since 20102010 → 2020 census | -7.1%Lowest NY: +4.2% |
-4.1% NY: +4.2% |
+1%Highest NY: +4.2% |
| Median age | 46.6±13Highest 17% above NY |
44.2±5.5Lowest 11% above NY |
44.8±2.5 13% above NY |
| Harford and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 21.4%±5.8Highest NY: 20.5% |
20.7%±4.7 NY: 20.5% |
20.5%±4Lowest NY: 20.5% |
| Harford and Java are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 19.6%±4.4Highest NY: 17.9% |
19.5%±3.6 NY: 17.9% |
17%±2.5Lowest NY: 17.9% |
| Harford and Java are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 19%Lowest NY: 40.2% |
24.6% NY: 40.2% |
35.1%Highest NY: 40.2% |
| Enrolled in collegeshare of residents | 1.7%±1Lowest NY: 7% |
3%±2.4 NY: 7% |
4.3%±3.2Highest NY: 7% |
| Virgil and Java are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $75,905±$3kLowest 12% below NY |
$95,129±$24kHighest 11% above NY |
$91,094±$21k 6% above NY |
| Java and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $109,800±$40kLowest 74% below NY |
$223,900±$30k 47% below NY |
$244,600±$32kHighest 42% below NY |
| Virgil and Java are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,019±$119 37% below NY |
$863±$419Lowest 47% below NY |
$1,208±$159Highest 25% below NY |
| Virgil and Harford are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,684Lowest 44% below NY |
$3,775 43% below NY |
$4,188Highest 36% below NY |
| Renters paying 30%+of income on rent | 35.3%±24.2Highest NY: 52.1% |
2.5%±61.4Lowest NY: 52.1% |
8.9%±19.4 NY: 52.1% |
| Harford and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 13.6%Highest NY: 14% |
3.7%Lowest NY: 14% |
7.1% NY: 14% |
| Housing | |||
| Homeownersof occupied homes | 75.6%Lowest NY: 54.3% |
95.2%Highest NY: 54.3% |
83.3% NY: 54.3% |
| Typical home builtmedian year | 1979Highest 20 yrs newer than NY |
1956Lowest 3 yrs older than NY |
1978 19 yrs newer than NY |
| Getting to work | |||
| Average commuteone way | 26 minLowest 21% below NY |
27 min 17% below NY |
27 minHighest 17% below NY |
| Work from home | 13.2%±8.8Highest NY: 14.9% |
9%±4.4Lowest NY: 14.9% |
9.3%±3.7 NY: 14.9% |
| Harford and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.

