Compare towns

Hampden vs Ludlow vs Springfield

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Hampden has the highest household income ($105k).
Ludlow has the most people working from home (14%).
Springfield has grown the fastest since 2010 (+1.9%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureHampdenLudlowSpringfield
People
Population
4,946Lowest
20,904
154,749Highest
Growth since 20102010 → 2020 census
-3.4%Lowest
MA: +7.4%
-0.5%
MA: +7.4%
+1.9%Highest
MA: +7.4%
Median age
50.9±3.3Highest
27% above MA
44.3±1.8
11% above MA
33.7±0.5Lowest
16% below MA
Kids under 18
14%±3.5Lowest
MA: 19.4%
16.4%±2.4
MA: 19.4%
24.2%±0.9Highest
MA: 19.4%
Age 65+
26.8%±5.1Highest
MA: 17.9%
21.8%±2.5
MA: 17.9%
13.2%±0.7Lowest
MA: 17.9%
Hampden and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
36.9%Highest
MA: 47.3%
27%
MA: 47.3%
20.5%Lowest
MA: 47.3%
Enrolled in collegeshare of residents
4.6%±1.8Lowest
MA: 7.9%
5.2%±1.7
MA: 7.9%
7.5%±0.5Highest
MA: 7.9%
Cost of living
Household incomemedian
$104,536±$16kHighest
about the MA average
$84,838±$7k
18% below MA
$52,656±$2kLowest
49% below MA
Hampden and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$358,200±$16kHighest
36% below MA
$335,300±$10k
40% below MA
$245,000±$4kLowest
56% below MA
Hampden and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,132±$107Lowest
36% below MA
$1,223±$82Highest
31% below MA
$1,144±$55
35% below MA
Ludlow and Springfield are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$6,181Highest
3% above MA
$4,918
18% below MA
$3,695Lowest
38% below MA
Renters paying 30%+of income on rent
36.9%±42.4Lowest
MA: 51.8%
50.7%±9.5
MA: 51.8%
57.7%±3.1Highest
MA: 51.8%
Springfield and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
3.8%Lowest
MA: 10%
6.8%
MA: 10%
25.8%Highest
MA: 10%
Housing
Homeownersof occupied homes
94.9%Highest
MA: 62.5%
77.5%
MA: 62.5%
49.6%Lowest
MA: 62.5%
Typical home builtmedian year
1966Highest
2 yrs newer than MA
1964
same as MA
1952Lowest
12 yrs older than MA
Getting to work
Average commuteone way
26 minHighest
11% below MA
20 minLowest
31% below MA
20 min
31% below MA
Work from home
9.9%±3.7
MA: 18.6%
14%±3.4Highest
MA: 18.6%
8.4%±0.9Lowest
MA: 18.6%
Ludlow and Hampden are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #199 of 282 in MA #154 of 282 in MA #276 of 282 in MA
School district Hampden-Wilbraham Ludlow Springfield
High school in town None in town Ludlow Senior High Springfield Central High
Students per teacherat that high school —
11.1Lowest
12.2Highest
On TownTapestry
Old photos in History None yet None yet None yet

MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.