What stands out worked out from the figures below

Hamburg has grown the fastest since 2010 (+3.1%).

Jay has the most affordable homes ($197k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Hamburg	Jay
People
Population	9,792Highest	2,354Lowest
Growth since 20102010 → 2020 census	+3.1%Highest NY: +4.2%	-0.8%Lowest NY: +4.2%
Median age	44.3±4.2Lowest 11% above NY	48.8±4.6Highest 23% above NY
	Jay and Hamburg are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	17.5%±3.1Highest NY: 20.5%	16%±4.1Lowest NY: 20.5%
	Hamburg and Jay are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	21.8%±4.3Lowest NY: 17.9%	25.3%±4.8Highest NY: 17.9%
	Jay and Hamburg are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	50.6%Highest NY: 40.2%	31.4%Lowest NY: 40.2%
Enrolled in collegeshare of residents	7.2%±3.2Highest NY: 7%	1.7%±1.7Lowest NY: 7%
Cost of living
Household incomemedian	$112,292±$24kHighest 31% above NY	$72,380±$19kLowest 16% below NY
	Hamburg and Jay are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$248,600±$16kHighest 41% below NY	$196,900±$22kLowest 54% below NY
Rentmedian gross, monthly	$1,097±$63Lowest 32% below NY	$1,272±$366Highest 22% below NY
	Jay and Hamburg are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$6,833Highest 4% above NY	$3,741Lowest 43% below NY
Renters paying 30%+of income on rent	36%±12.3Highest NY: 52.1%	27.4%±21.1Lowest NY: 52.1%
	Hamburg and Jay are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	3%Lowest NY: 14%	6.7%Highest NY: 14%
Housing
Homeownersof occupied homes	75.6%Lowest NY: 54.3%	88.4%Highest NY: 54.3%
Typical home builtmedian year	1955Lowest 4 yrs older than NY	1977Highest 18 yrs newer than NY
Getting to work
Average commuteone way	22 minLowest 32% below NY	28 minHighest 13% below NY
Work from home	13.5%±4.9Highest NY: 14.9%	8.8%±3.2Lowest NY: 14.9%
	Hamburg and Jay are within the Census margin of error here, so we can’t say which is really higher.
Schools
School district	—	AUSABLE VALLEY CENTRAL SCHOOL DISTRICT
High school in town	—	None in town
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.