A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Gilman$1,580/mo

Typical home $264K (Zillow) · tax rate 0.90% · or rent about $631/mo · Housing →

Arrowhead Township$1,230/mo

Typical home $210K (Census) · tax rate 0.75% · Housing →

The difference: $350 a month, about $4,200 a year, between Gilman and Arrowhead Township.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

GilmanArrowhead Township

Snow a year48″56″

January low3°F -4°F

July high82°F 77°F

Growing season (days)144d 111d

Hazard risk (U.S. pctl)41st 67th

Outdoors & history

GilmanArrowhead Township

Trails0 mi 5 mi

Conserved land0%15.8%

National Register places1 —

Archive photos1 —

Community

GilmanArrowhead Township

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

97 miles apart

Straight-line miles between town centers.

GilmanMN Arrowhead TownshipSt. Louis County

Gilman ↔ Arrowhead Township97 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Minnesota average

GilmanArrowhead Township

People

Population 233Highest 211Lowest

Median age 34.5±4.2Highest 11% below MN 33.9±12.6Lowest 13% below MN

Gilman and Arrowhead Township are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 24.9%±8.3Lowest MN: 22.9% 31.8%±24.6Highest MN: 22.9%

Arrowhead Township and Gilman are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 17.2%±10.7Highest MN: 17.3% 9.5%±12Lowest MN: 17.3%

Gilman and Arrowhead Township are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 16.2%Lowest MN: 39.4% 16.8%Highest MN: 39.4%

Enrolled in collegeshare of residents 0.9%±4.4 MN: 5.8% 0.9%±5.3 MN: 5.8%

Cost of living

Household incomemedian $93,750±$33kHighest 5% above MN $80,417±$28kLowest 10% below MN

Gilman and Arrowhead Township are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $233,600±$15kHighest 29% below MN $210,000±$50kLowest 36% below MN

Gilman and Arrowhead Township are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $631±$37 51% below MN —

Property taxmedian, yearly $2,109Highest 37% below MN $1,583Lowest 53% below MN

Renters paying 30%+of income on rent 44.4%±100Lowest MN: 48.1% 100%±100Highest MN: 48.1%

Arrowhead Township and Gilman are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 4%Lowest MN: 9.3% 35.8%Highest MN: 9.3%

Housing

Homeownersof occupied homes 84.6%Lowest MN: 72.2% 85.1%Highest MN: 72.2%

Typical home builtmedian year 1946Lowest 33 yrs older than MN 1981Highest 2 yrs newer than MN

Getting to work

Average commuteone way 25 minLowest 9% above MN 40 minHighest 77% above MN

Work from home 11.3%±10.2Highest MN: 17.6% 5%±6.5Lowest MN: 17.6%

Gilman and Arrowhead Township are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0%Lowest 4.2%Highest

Typical commute distancemedian, straight-line 16.8 miLowest 27.8 miHighest

Jobs per working residentover 1.5 = a job hub 0.12Lowest 0.70Highest

Top workplaceoutside town St. Cloud (33%)Duluth (16%)

Between these townsresidents who work in the others Few work in Arrowhead TownshipFew work in Gilman

Outdoors

Conserved landshare of the town 0%Lowest 15.8%Highest

Trailsmapped miles 0.0 miLowest 5.2 miHighest

Trail densitymiles per sq mi 0.0 miLowest 0.1 miHighest

Parks & preservesnamed on the map 1Lowest 2Highest

Street connectivityintersections per sq mi, a walkability measure 14.3Highest 0.3Lowest

Minnesota average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Gilman neighborsTown Square →

Your question goes to Gilman’s Town Square.

Arrowhead Township neighborsTown Square →

Your question goes to Arrowhead Township’s Town Square.

Add a town

Set another town beside Gilman and Arrowhead Township

One tap adds it. Up to 4 towns at once.

Bordering Gilman

+ Compare

Alberta Township720 people · $329K homes

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Gilmanton Township906 people · $399K homes

Towns like Gilman

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Preble Township198 people · $280K homes

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Rost Township205 people · $238K homes

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Falun Township214 people · $175K homes

+ Compare

Sobieski192 people · $191K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Gilman vs Arrowhead Township

Two towns, two different strengths

Where they part ways

A typical home costs $350 more a month in Gilman

What daily life feels like in each

97 miles apart

What matters to you?

Ask the people who live there

Set another town beside Gilman and Arrowhead Township

Bordering Gilman

Towns like Gilman

Post to Gilman

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