Compare towns
Gardner vs Westminster vs Windsor Locks vs Templeton
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
What stands out worked out from the figures below
Gardner has the most renters (41.1% rent).
Westminster has the most expensive homes ($422k median).
Windsor Locks has the shortest commute (22 min average).
Templeton has the most kids (22.9% under 18).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Gardner | Westminster | Windsor Locks | Templeton |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 21,148Highest |
8,374 |
12,579 |
8,252Lowest |
| Growth since 20102010 → 2020 census | +5.2% U.S.: +7.4% |
+12.9%Highest U.S.: +7.4% |
— | +1.7%Lowest U.S.: +7.4% |
| Median age | 43.7±2.3 12% above U.S. |
48.3±4.6Highest 24% above U.S. |
41.4±2.6 6% above U.S. |
40.3±5.1Lowest 4% above U.S. |
| Westminster and Gardner are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 18.3%±2.3Lowest U.S.: 22% |
21.3%±4.4 U.S.: 22% |
18.6%±3.4 U.S.: 22% |
22.9%±5.9Highest U.S.: 22% |
| Templeton and Westminster are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 19.6%±2.2 U.S.: 17.2% |
26%±5.7Highest U.S.: 17.2% |
18.2%±2.7 U.S.: 17.2% |
14.7%±2.8Lowest U.S.: 17.2% |
| Westminster and Gardner are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 23.8%Lowest U.S.: 35.7% |
45.9%Highest U.S.: 35.7% |
28.6% U.S.: 35.7% |
26.9% U.S.: 35.7% |
| Enrolled in collegeshare of residents | 4.6%±1.3 U.S.: 6.4% |
1.8%±1.2Lowest U.S.: 6.4% |
5.9%±1.8Highest U.S.: 6.4% |
3.4%±1.6 U.S.: 6.4% |
| Windsor Locks and Gardner are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Cost of living | ||||
| Household incomemedian | $67,518±$8kLowest 16% below U.S. |
$106,331±$22kHighest 32% above U.S. |
$81,205±$13k about the U.S. average |
$101,154±$15k 25% above U.S. |
| Westminster and Templeton are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $301,600±$20k 9% below U.S. |
$422,000±$36kHighest 27% above U.S. |
$258,800±$14kLowest 22% below U.S. |
$358,500±$12k 8% above U.S. |
| Rentmedian gross, monthly | $1,109±$51Lowest 22% below U.S. |
$1,843±$268Highest 30% above U.S. |
$1,394±$187 about the U.S. average |
$1,207±$353 15% below U.S. |
| Westminster and Windsor Locks are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Property taxmedian, yearly | $4,150 33% above U.S. |
$4,973Highest 59% above U.S. |
$3,688Lowest 18% above U.S. |
$4,554 46% above U.S. |
| Renters paying 30%+of income on rent | 49.7%±8.6 U.S.: 51.1% |
60%±27.3Highest U.S.: 51.1% |
58.2%±16.8 U.S.: 51.1% |
44.7%±26.1Lowest U.S.: 51.1% |
| Westminster and Windsor Locks are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 13.7%Highest U.S.: 12.5% |
2.3%Lowest U.S.: 12.5% |
10.9% U.S.: 12.5% |
10.6% U.S.: 12.5% |
| Housing | ||||
| Homeownersof occupied homes | 58.9%Lowest U.S.: 65.2% |
87.6%Highest U.S.: 65.2% |
77.1% U.S.: 65.2% |
85.3% U.S.: 65.2% |
| Typical home builtmedian year | 1954Lowest 26 yrs older than U.S. |
1977Highest 3 yrs older than U.S. |
1961 19 yrs older than U.S. |
1972 8 yrs older than U.S. |
| Getting to work | ||||
| Average commuteone way | 31 minHighest 16% above U.S. |
27 min about the U.S. average |
22 minLowest 17% below U.S. |
28 min 5% above U.S. |
| Work from home | 13.3%±3.6 U.S.: 15.1% |
12.5%±4.2Lowest U.S.: 15.1% |
17.7%±3.7Highest U.S.: 15.1% |
16.9%±5.1 U.S.: 15.1% |
| Windsor Locks and Templeton are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Schools | ||||
| Public school scoresrank in state, math + reading | #273 of 282 in MA | #112 of 282 in MA | #109 of 149 in CT | #244 of 282 in MA |
| School district | Gardner | Ashburnham-Westminster | Windsor Locks School District | Narragansett |
| High school in town | Gardner High | Oakmont Regional High School | Windsor Locks High School | Narragansett Regional High |
| Students per teacherat that high school | 13.5 |
13.6Highest |
8.9Lowest |
12.2 |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.


