Compare towns
Gardner vs Warner vs Spencer
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
What stands out worked out from the figures below
Gardner has grown the fastest since 2010 (+5.2%).
Warner has the most homeowners (74.6%).
Spencer has the oldest population (median age 48.9).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Gardner | Warner | Spencer |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 21,148Highest |
2,959Lowest |
12,008 |
| Growth since 20102010 → 2020 census | +5.2%Highest U.S.: +7.4% |
+3.7% U.S.: +7.4% |
+2.6%Lowest U.S.: +7.4% |
| Median age | 43.7±2.3Lowest 12% above U.S. |
43.7±4Lowest 12% above U.S. |
48.9±6.8Highest 26% above U.S. |
| Spencer and Gardner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 18.3%±2.3Highest U.S.: 22% |
17.3%±3.3 U.S.: 22% |
16.4%±3.9Lowest U.S.: 22% |
| Gardner and Warner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 19.6%±2.2Lowest U.S.: 17.2% |
20.4%±3.5 U.S.: 17.2% |
26%±4.4Highest U.S.: 17.2% |
| Spencer and Warner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 23.8%Lowest U.S.: 35.7% |
42.4%Highest U.S.: 35.7% |
29.1% U.S.: 35.7% |
| Enrolled in collegeshare of residents | 4.6%±1.3Lowest U.S.: 6.4% |
5.3%±1.6Highest U.S.: 6.4% |
5.2%±2.4 U.S.: 6.4% |
| Warner and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $67,518±$8kLowest 16% below U.S. |
$94,022±$18kHighest 16% above U.S. |
$80,533±$11k about the U.S. average |
| Warner and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $301,600±$20kLowest 9% below U.S. |
$353,100±$22k 6% above U.S. |
$382,000±$22kHighest 15% above U.S. |
| Spencer and Warner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,109±$51 22% below U.S. |
$1,219±$123Highest 14% below U.S. |
$1,078±$161Lowest 24% below U.S. |
| Warner and Gardner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $4,150Lowest 33% above U.S. |
$7,650Highest 145% above U.S. |
$4,387 41% above U.S. |
| Renters paying 30%+of income on rent | 49.7%±8.6 U.S.: 51.1% |
48.7%±21.3Lowest U.S.: 51.1% |
50.6%±10.3Highest U.S.: 51.1% |
| Spencer and Gardner are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 13.7%Highest U.S.: 12.5% |
8.4%Lowest U.S.: 12.5% |
11% U.S.: 12.5% |
| Housing | |||
| Homeownersof occupied homes | 58.9%Lowest U.S.: 65.2% |
74.6%Highest U.S.: 65.2% |
63% U.S.: 65.2% |
| Typical home builtmedian year | 1954Lowest 26 yrs older than U.S. |
1975Highest 5 yrs older than U.S. |
1968 12 yrs older than U.S. |
| Getting to work | |||
| Average commuteone way | 31 minLowest 16% above U.S. |
32 min 20% above U.S. |
34 minHighest 30% above U.S. |
| Work from home | 13.3%±3.6Lowest U.S.: 15.1% |
16.6%±4.8Highest U.S.: 15.1% |
15%±7.3 U.S.: 15.1% |
| Warner and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #273 of 282 in MA | — | #261 of 282 in MA |
| School district | Gardner | Kearsarge Regional School District | Spencer-E Brookfield |
| High school in town | Gardner High | None in town | David Prouty High |
| Students per teacherat that high school | 13.5Highest |
— | 9.9Lowest |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.