Compare towns
Gardner vs Guildhall vs Westminster vs Spencer
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
What stands out worked out from the figures below
Gardner has the most renters (41.1% rent).
Guildhall has the highest household income ($115k).
Westminster has the most expensive homes ($422k median).
Spencer has the most people working from home (15%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Gardner | Guildhall | Westminster | Spencer |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 21,148Highest |
371Lowest |
8,374 |
12,008 |
| Growth since 20102010 → 2020 census | +5.2% U.S.: +7.4% |
— | +12.9%Highest U.S.: +7.4% |
+2.6%Lowest U.S.: +7.4% |
| Median age | 43.7±2.3 12% above U.S. |
42.6±7.8Lowest 10% above U.S. |
48.3±4.6 24% above U.S. |
48.9±6.8Highest 26% above U.S. |
| Spencer and Westminster are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 18.3%±2.3 U.S.: 22% |
22.6%±7.5Highest U.S.: 22% |
21.3%±4.4 U.S.: 22% |
16.4%±3.9Lowest U.S.: 22% |
| Guildhall and Westminster are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 19.6%±2.2Lowest U.S.: 17.2% |
26.1%±5.5Highest U.S.: 17.2% |
26%±5.7 U.S.: 17.2% |
26%±4.4 U.S.: 17.2% |
| Guildhall and Westminster are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 23.8%Lowest U.S.: 35.7% |
33.9% U.S.: 35.7% |
45.9%Highest U.S.: 35.7% |
29.1% U.S.: 35.7% |
| Enrolled in collegeshare of residents | 4.6%±1.3 U.S.: 6.4% |
1.1%±3.1Lowest U.S.: 6.4% |
1.8%±1.2 U.S.: 6.4% |
5.2%±2.4Highest U.S.: 6.4% |
| Spencer and Gardner are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Cost of living | ||||
| Household incomemedian | $67,518±$8kLowest 16% below U.S. |
$115,000±$46kHighest 42% above U.S. |
$106,331±$22k 32% above U.S. |
$80,533±$11k about the U.S. average |
| Guildhall and Westminster are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $301,600±$20kLowest 9% below U.S. |
$321,200±$62k 3% below U.S. |
$422,000±$36kHighest 27% above U.S. |
$382,000±$22k 15% above U.S. |
| Westminster and Spencer are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Rentmedian gross, monthly | $1,109±$51 22% below U.S. |
$850±$717Lowest 40% below U.S. |
$1,843±$268Highest 30% above U.S. |
$1,078±$161 24% below U.S. |
| Property taxmedian, yearly | $4,150Lowest 33% above U.S. |
$4,625 48% above U.S. |
$4,973Highest 59% above U.S. |
$4,387 41% above U.S. |
| Renters paying 30%+of income on rent | 49.7%±8.6Lowest U.S.: 51.1% |
75%±100Highest U.S.: 51.1% |
60%±27.3 U.S.: 51.1% |
50.6%±10.3 U.S.: 51.1% |
| Guildhall and Westminster are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 13.7%Highest U.S.: 12.5% |
11.9% U.S.: 12.5% |
2.3%Lowest U.S.: 12.5% |
11% U.S.: 12.5% |
| Housing | ||||
| Homeownersof occupied homes | 58.9%Lowest U.S.: 65.2% |
93.7%Highest U.S.: 65.2% |
87.6% U.S.: 65.2% |
63% U.S.: 65.2% |
| Typical home builtmedian year | 1954Lowest 26 yrs older than U.S. |
1958 22 yrs older than U.S. |
1977Highest 3 yrs older than U.S. |
1968 12 yrs older than U.S. |
| Getting to work | ||||
| Average commuteone way | 31 min 16% above U.S. |
25 minLowest 5% below U.S. |
27 min about the U.S. average |
34 minHighest 30% above U.S. |
| Work from home | 13.3%±3.6 U.S.: 15.1% |
2.3%±2.2Lowest U.S.: 15.1% |
12.5%±4.2 U.S.: 15.1% |
15%±7.3Highest U.S.: 15.1% |
| Spencer and Gardner are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Schools | ||||
| Public school scoresrank in state, math + reading | #273 of 282 in MA | — | #112 of 282 in MA | #261 of 282 in MA |
| School district | Gardner | — | Ashburnham-Westminster | Spencer-E Brookfield |
| High school in town | Gardner High | — | Oakmont Regional High School | David Prouty High |
| Students per teacherat that high school | 13.5 |
— | 13.6Highest |
9.9Lowest |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.