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Garber vs Hammon

115 miles apart. The biggest differences: property tax bill (+55% in Hammon) and work from home (+8.6 pts in Hammon).

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Garber, OKHomes around $108KOklahoma · 708 people

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Hammon, OKKnown for its schoolsOklahoma · 457 people

Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

GarberHomes around $108K

Housing$108K typical home52% below the OK typical home SchoolsBetter than 87%of OK districts All about Garber →

HammonKnown for its schools

SchoolsBetter than 84%of OK districts All about Hammon →

The biggest differences

Where they differ most

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Property tax bill+55%

Tax bills are bigger in Hammon

Hammon $528Garber $341

Work from home+8.6 pts

More people work from home in Hammon

Hammon 9.4%Garber 0.8%

Street grid+80%

Garber has the more walkable street grid

Garber 150Hammon 83.1

Typical home built22 yrs

Garber’s homes are older

Hammon 1977Garber 1955

Conserved land+12.8 pts

Garber has more conserved land

Garber 12.8%Hammon 0%

★ What stands out · Monthly cost

A typical home costs $690 more a month in Hammon

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Garber$610/mo

Typical home $108K (Zillow) · tax rate 0.49% · or rent about $942/mo · Housing →

Hammon$1,300/mo

Typical home $226K (Zillow) · tax rate 0.63% · or rent about $775/mo · Housing →

The difference: $690 a month, about $8,300 a year, between Hammon and Garber.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Oklahoma ranking list both towns are on. A grade is one measure; read the page behind it.

Schools

AGarberBetter than 87% of districts in the state A−HammonBetter than 84% of districts in the state

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

GarberHammon

Snow a year9″7″

January low25°F 22°F

July high95°F 94°F

Growing season (days)209d 191d

Hazard risk (U.S. pctl)64th 85th

Outdoors & history

GarberHammon

Conserved land—0%

National Register places—1

Archive photos2 —

Famous people born here2 —

Community

GarberHammon

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

115 miles apart

Straight-line miles between town centers.

GarberOK HammonOK

Garber ↔ Hammon115 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Oklahoma average

GarberHammon

People

Population 708Highest 457Lowest

Growth since 20102010 → 2020 census -11.8%Highest OK: +5.5% -15.7%Lowest OK: +5.5%

Median age 32.9±12.2Lowest 11% below OK 34.3±4.7Highest 7% below OK

Hammon and Garber are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 22%±8.7Lowest OK: 24% 29.5%±4.5Highest OK: 24%

Hammon and Garber are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 11%±3.5Lowest OK: 16.3% 13.8%±4Highest OK: 16.3%

Hammon and Garber are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 14.6%Lowest OK: 28.3% 16.9%Highest OK: 28.3%

Enrolled in collegeshare of residents 0.3%±1.6Lowest OK: 5.8% 3.7%±2.1Highest OK: 5.8%

Hammon and Garber are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $67,625±$11kHighest 4% above OK $52,500±$16kLowest 19% below OK

Garber and Hammon are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $69,400±$36kLowest 65% below OK $83,800±$23kHighest 58% below OK

Hammon and Garber are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $942±$39Highest 7% below OK $775±$230Lowest 24% below OK

Garber and Hammon are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $341Lowest 79% below OK $528Highest 67% below OK

Renters paying 30%+of income on rent 0%±74.1Lowest OK: 46.3% 25%±47.7Highest OK: 46.3%

Hammon and Garber are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 17.6%Lowest OK: 15.3% 33.8%Highest OK: 15.3%

Housing

Homeownersof occupied homes 84.5%Highest OK: 65.8% 81.9%Lowest OK: 65.8%

Typical home builtmedian year 1955Lowest 25 yrs older than OK 1977Highest 3 yrs older than OK

Getting to work

Average commuteone way 21 minHighest 8% below OK 19 minLowest 15% below OK

Work from home 0.8%±1Lowest OK: 9.4% 9.4%±6.7Highest OK: 9.4%

Work in townworking residents 1.5%Lowest 3.5%Highest

Typical commute distancemedian, straight-line 18.3 miLowest 29.8 miHighest

Jobs per working residentover 1.5 = a job hub 0.66Highest 0.54Lowest

Top workplaceoutside town Enid (47%)Cheyenne (20%)

Between these townsresidents who work in the others Few work in HammonFew work in Garber

Outdoors

Conserved landshare of the town 12.8%Highest 0%Lowest

Trailsmapped miles 0.0 miLowest 0.5 miHighest

Trail densitymiles per sq mi 0.0 miLowest 0.7 miHighest

Parks & preservesnamed on the map 0Lowest 1Highest

Street connectivityintersections per sq mi, a walkability measure 150Highest 83.1Lowest

Schools

School district GARBERHAMMON

High school in town Garber HSHammon HS

Students per teacherat that high school 11.1Highest 7.3Lowest

Oklahoma average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Garber neighborsTown Square →

Your question goes to Garber’s Town Square.

Hammon neighborsTown Square →

Your question goes to Hammon’s Town Square.

Add a town

Set another town beside Garber and Hammon

One tap adds it. Up to 4 towns at once.

Towns like Garber

Alex529 people · $81K homes

Ringwood525 people · $89K homes

Roff719 people · $87K homes

Waynoka926 people · $82K homes

Not sure which town to add? Find your place ranks Oklahoma towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.