Compare towns
Floyd vs Java vs Steuben vs Pembroke
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Floyd has the shortest commute (19 min average).
Java has the most homeowners (95.2%).
Steuben has the most people working from home (20.1%).
Pembroke has grown the fastest since 2010 (-0.7%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Floyd | Java | Steuben | Pembroke |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 3,702 |
2,049 |
828Lowest |
4,218Highest |
| Growth since 20102010 → 2020 census | -2.3% NY: +4.2% |
-4.1%Lowest NY: +4.2% |
-1.7% NY: +4.2% |
-0.7%Highest NY: +4.2% |
| Median age | 42±7 6% above NY |
44.2±5.5Highest 11% above NY |
40.3±7.1Lowest about the NY average |
40.6±1.3 about the NY average |
| Java and Floyd are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 25.2%±5.7 NY: 20.5% |
20.7%±4.7Lowest NY: 20.5% |
27.2%±3.9Highest NY: 20.5% |
23.1%±4 NY: 20.5% |
| Steuben and Floyd are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 18.3%±4.3 NY: 17.9% |
19.5%±3.6 NY: 17.9% |
24.5%±3.6Highest NY: 17.9% |
18%±3.4Lowest NY: 17.9% |
| Steuben and Java are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 23.1% NY: 40.2% |
24.6%Highest NY: 40.2% |
21%Lowest NY: 40.2% |
21.1% NY: 40.2% |
| Enrolled in collegeshare of residents | 5.1%±2.6Highest NY: 7% |
3%±2.4 NY: 7% |
1.4%±1.1Lowest NY: 7% |
3.2%±1.5 NY: 7% |
| Floyd and Pembroke are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Cost of living | ||||
| Household incomemedian | $98,297±$4kHighest 14% above NY |
$95,129±$24k 11% above NY |
$66,181±$15kLowest 23% below NY |
$91,534±$14k 6% above NY |
| Floyd and Java are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $204,200±$24k 52% below NY |
$223,900±$30kHighest 47% below NY |
$151,600±$22kLowest 64% below NY |
$202,800±$22k 52% below NY |
| Java and Floyd are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Rentmedian gross, monthly | $1,127±$206Highest 30% below NY |
$863±$419 47% below NY |
$850±$204Lowest 48% below NY |
$945±$34 42% below NY |
| Floyd and Pembroke are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Property taxmedian, yearly | $3,973 40% below NY |
$3,775 43% below NY |
$2,641Lowest 60% below NY |
$4,222Highest 36% below NY |
| Renters paying 30%+of income on rent | 48.2%±24.8Highest NY: 52.1% |
2.5%±61.4Lowest NY: 52.1% |
29.8%±59.9 NY: 52.1% |
29.2%±16.1 NY: 52.1% |
| Floyd and Steuben are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 13%Highest NY: 14% |
3.7%Lowest NY: 14% |
11.6% NY: 14% |
8.8% NY: 14% |
| Housing | ||||
| Homeownersof occupied homes | 81% NY: 54.3% |
95.2%Highest NY: 54.3% |
85% NY: 54.3% |
80.5%Lowest NY: 54.3% |
| Typical home builtmedian year | 1969 10 yrs newer than NY |
1956Lowest 3 yrs older than NY |
1984Highest 25 yrs newer than NY |
1959 same as NY |
| Getting to work | ||||
| Average commuteone way | 19 minLowest 41% below NY |
27 min 17% below NY |
28 minHighest 16% below NY |
26 min 21% below NY |
| Work from home | 12.8%±6.2 NY: 14.9% |
9%±4.4 NY: 14.9% |
20.1%±6.8Highest NY: 14.9% |
3.7%±2.2Lowest NY: 14.9% |
| Steuben and Floyd are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Schools | ||||
| Public school scoresrank in state, math + reading | — | — | — | #195 of 484 in NY |
| School district | HOLLAND PATENT CENTRAL SCHOOL DISTRICT | — | — | PEMBROKE CENTRAL SCHOOL DISTRICT |
| High school in town | None in town | — | — | PEMBROKE JUNIOR-SENIOR HIGH SCHOOL |
| Students per teacherat that high school | — | — | — | 9.0 |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.