Compare towns
Fleming vs Waterloo vs Virgil
Cost, people, housing, commute and schools, side by side, each benchmarked against New York.
What stands out worked out from the figures below
Fleming has the most kids (23.7% under 18).
Waterloo has the most affordable homes ($114k median).
Virgil has grown the fastest since 2010 (+1%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Fleming | Waterloo | Virgil |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 2,463Lowest |
4,605Highest |
2,525 |
| Growth since 20102010 → 2020 census | -6% NY: +4.2% |
-7%Lowest NY: +4.2% |
+1%Highest NY: +4.2% |
| Median age | 43.7±9.2Lowest 10% above NY |
50.8±4.5Highest 28% above NY |
44.8±2.5 13% above NY |
| Waterloo and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 23.7%±5.8Highest NY: 20.5% |
16.9%±3.3Lowest NY: 20.5% |
20.5%±4 NY: 20.5% |
| Fleming and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 24.5%±2.9 NY: 17.9% |
29.4%±5Highest NY: 17.9% |
17%±2.5Lowest NY: 17.9% |
| Waterloo and Fleming are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 30.9% NY: 40.2% |
23.5%Lowest NY: 40.2% |
35.1%Highest NY: 40.2% |
| Enrolled in collegeshare of residents | 4.5%±2.9 NY: 7% |
4.9%±2.5Highest NY: 7% |
4.3%±3.2Lowest NY: 7% |
| Waterloo and Fleming are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $92,216±$7kHighest 7% above NY |
$51,642±$9kLowest 40% below NY |
$91,094±$21k 6% above NY |
| Fleming and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $250,000±$32kHighest 41% below NY |
$114,300±$7kLowest 73% below NY |
$244,600±$32k 42% below NY |
| Fleming and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,773±$334Highest 9% above NY |
$927±$49Lowest 43% below NY |
$1,208±$159 25% below NY |
| Property taxmedian, yearly | $5,214Highest 21% below NY |
$3,772Lowest 43% below NY |
$4,188 36% below NY |
| Renters paying 30%+of income on rent | 15.7%±16.7 NY: 52.1% |
43.6%±13.9Highest NY: 52.1% |
8.9%±19.4Lowest NY: 52.1% |
| Waterloo and Fleming are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 4.3%Lowest NY: 14% |
11.7%Highest NY: 14% |
7.1% NY: 14% |
| Housing | |||
| Homeownersof occupied homes | 86.7%Highest NY: 54.3% |
68.7%Lowest NY: 54.3% |
83.3% NY: 54.3% |
| Typical home builtmedian year | 1957 2 yrs older than NY |
1938Lowest 21 yrs older than NY |
1978Highest 19 yrs newer than NY |
| Getting to work | |||
| Average commuteone way | 18 minLowest 44% below NY |
21 min 35% below NY |
27 minHighest 17% below NY |
| Work from home | 6.9%±3.3Lowest NY: 14.9% |
13.2%±7.7Highest NY: 14.9% |
9.3%±3.7 NY: 14.9% |
| Waterloo and Virgil are within the Census margin of error here, so we can’t say which is really higher. | |||
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.