Compare towns

Fincastle vs Spring Mill

12 miles apart. The biggest differences: jobs per worker (2.4× in Spring Mill) and home values (+20% in Spring Mill).

Fincastle, KYA small town of 717Kentucky · 717 people

Spring Mill, KYA small town of 389Kentucky · 389 people

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Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

FincastleA small town of 717

Quiet strengthsFincastle doesn’t stand out on the data we haveNeighbors can tell you what the numbers miss.

All about Fincastle →

Spring MillA small town of 389

Quiet strengthsSpring Mill doesn’t stand out on the data we haveNeighbors can tell you what the numbers miss.

All about Spring Mill →

The biggest differences

Where they differ most

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Jobs per worker2.4×

Spring Mill is more of a job hub

Spring Mill 0.17Fincastle 0.07

Home values+20%

Homes cost more in Spring Mill

Spring Mill $316,700Fincastle $263,700

Bachelor’s degree++8.4 pts

More adults in Spring Mill have a degree

Spring Mill 51.7%Fincastle 43.3%

★ What stands out · Monthly cost

A typical home costs $280 more a month in Spring Mill

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Fincastle$1,570/mo

Typical home $264K (Census) · tax rate 0.84% · or rent about $2,583/mo · Housing →

Spring Mill$1,850/mo

Typical home $317K (Census) · tax rate 0.73% · Housing →

The difference: $280 a month, about $3,400 a year, between Spring Mill and Fincastle.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

FincastleSpring Mill

Snow a year15″15″

January low26°F 26°F

July high87°F 87°F

Growing season (days)209d 209d

Hazard risk (U.S. pctl)54th 48th

Outdoors & history

FincastleSpring Mill

Settled1974 —

Community

FincastleSpring Mill

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

12 miles apart

Straight-line miles between town centers.

FincastleSpring Mill

Fincastle ↔ Spring Mill12 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Kentucky average

FincastleSpring Mill

People

Population 717Highest 389Lowest

Growth since 20102010 → 2020 census +3.8% KY: +3.8% —

Median age 39.9±4.3Lowest about the KY average 40.8±4.8Highest 4% above KY

Spring Mill and Fincastle are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 24.4%±5.1Lowest KY: 22.6% 30.8%±10.1Highest KY: 22.6%

Spring Mill and Fincastle are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 20.8%±4Highest KY: 17.3% 14.1%±3.5Lowest KY: 17.3%

Fincastle and Spring Mill are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 43.3%Lowest KY: 27.6% 51.7%Highest KY: 27.6%

Enrolled in collegeshare of residents 2.5%±2.9Highest KY: 5.5% 1%±3.6Lowest KY: 5.5%

Fincastle and Spring Mill are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $90,833±$36kLowest 43% above KY $109,375±$29kHighest 72% above KY

Spring Mill and Fincastle are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $263,700±$13kLowest 28% above KY $316,700±$22kHighest 54% above KY

Rentmedian gross, monthly $2,583±$943 167% above KY —

Property taxmedian, yearly $2,219Lowest 44% above KY $2,304Highest 49% above KY

Renters paying 30%+of income on rent 25%±100Highest KY: 45.4% 0%±100Lowest KY: 45.4%

Fincastle and Spring Mill are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 8.8%Highest KY: 16.1% 1.5%Lowest KY: 16.1%

Housing

Homeownersof occupied homes 95.7%Highest KY: 68.3% 95%Lowest KY: 68.3%

Typical home builtmedian year 1977Highest 5 yrs older than KY 1969Lowest 13 yrs older than KY

Getting to work

Average commuteone way 19 minLowest 21% below KY 22 minHighest 10% below KY

Work from home 12.3%±4.5Lowest KY: 10.2% 20.1%±10.2Highest KY: 10.2%

Spring Mill and Fincastle are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0.2%Lowest 0.9%Highest

Typical commute distancemedian, straight-line 10.8 miHighest 8.3 miLowest

Jobs per working residentover 1.5 = a job hub 0.07Lowest 0.17Highest

Top workplaceoutside town Louisville (32%)Louisville (30%)

Between these townsresidents who work in the others Few work in Spring MillFew work in Fincastle

Outdoors

Conserved landshare of the town 0% 0%

Trailsmapped miles 0.0 mi 0.0 mi

Trail densitymiles per sq mi 0.0 mi 0.0 mi

Parks & preservesnamed on the map 0 0

Street connectivityintersections per sq mi, a walkability measure 89.8Highest 71.7Lowest

Kentucky average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Fincastle neighborsTown Square →

Your question goes to Fincastle’s Town Square.

Spring Mill neighborsTown Square →

Your question goes to Spring Mill’s Town Square.

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Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Fincastle vs Spring Mill

Two towns, two different strengths

Where they differ most

A typical home costs $280 more a month in Spring Mill

What daily life feels like in each

12 miles apart

What matters to you?

Ask the people who live there

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Towns like Fincastle

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