What stands out worked out from the figures below

Fenner has the most expensive homes ($184k median).

Waterloo has the most affordable homes ($118k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Fenner	Waterloo
People
Population	1,719Lowest	7,324Highest
Growth since 20102010 → 2020 census	-3.4%Highest NY: +4.2%	-3.5%Lowest NY: +4.2%
Median age	45±5.9Lowest 13% above NY	45.4±3.1Highest 14% above NY
	Waterloo and Fenner are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	24.3%±3.6Highest NY: 20.5%	17.8%±2.9Lowest NY: 20.5%
	Fenner and Waterloo are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	19.4%±2.9Lowest NY: 17.9%	25.9%±3.7Highest NY: 17.9%
	Waterloo and Fenner are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	25.8%Highest NY: 40.2%	21.8%Lowest NY: 40.2%
Enrolled in collegeshare of residents	2.2%±1.1Lowest NY: 7%	7.2%±2.1Highest NY: 7%
Cost of living
Household incomemedian	$77,750±$4kHighest 10% below NY	$63,226±$11kLowest 26% below NY
	Fenner and Waterloo are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$184,200±$20kHighest 57% below NY	$117,500±$8kLowest 72% below NY
Rentmedian gross, monthly	$636±$97Lowest 61% below NY	$922±$39Highest 43% below NY
Property taxmedian, yearly	$3,073Lowest 53% below NY	$3,396Highest 48% below NY
Renters paying 30%+of income on rent	36.8%±19.7Lowest NY: 52.1%	47.6%±11.9Highest NY: 52.1%
	Waterloo and Fenner are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	11.5%Highest NY: 14%	10.6%Lowest NY: 14%
Housing
Homeownersof occupied homes	86%Highest NY: 54.3%	65.7%Lowest NY: 54.3%
Typical home builtmedian year	1978Highest 19 yrs newer than NY	1956Lowest 3 yrs older than NY
Getting to work
Average commuteone way	26 minHighest 21% below NY	22 minLowest 33% below NY
Work from home	15.6%±5.2Highest NY: 14.9%	10.4%±5.5Lowest NY: 14.9%
	Fenner and Waterloo are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	—	#340 of 484 in NY
School district	—	WATERLOO CENTRAL SCHOOL DISTRICT
High school in town	—	WATERLOO HIGH SCHOOL
Students per teacherat that high school	—	9.0
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.