What stands out worked out from the figures below

Derby has the most affordable homes ($225k median).

Richmond has grown the fastest since 2010 (+2.1%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Derby	Richmond
People
Population	4,537Highest	4,159Lowest
Growth since 20102010 → 2020 census	-0.9%Lowest VT: +2.8%	+2.1%Highest VT: +2.8%
Median age	51.6±2.1Highest 20% above VT	43.7±5.6Lowest about the VT average
Kids under 18	15.7%±3.6Lowest VT: 17.9%	21.5%±5Highest VT: 17.9%
	Richmond and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	27.2%±4.2Highest VT: 21.4%	19.5%±6.3Lowest VT: 21.4%
	Derby and Richmond are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	36.8%Lowest VT: 43.8%	59.1%Highest VT: 43.8%
Enrolled in collegeshare of residents	2.3%±1.1Lowest VT: 7%	2.8%±1.7Highest VT: 7%
	Richmond and Derby are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,250±$8kLowest about the VT average	$108,235±$24kHighest 33% above VT
	Richmond and Derby are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$225,000±$10kLowest 29% below VT	$432,200±$39kHighest 37% above VT
Rentmedian gross, monthly	$1,096±$118 11% below VT	—
Property taxmedian, yearly	$3,449Lowest 32% below VT	$6,868Highest 36% above VT
Renters paying 30%+of income on rent	45.8%±18.5Highest VT: 48.4%	28.5%±15.8Lowest VT: 48.4%
	Derby and Richmond are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.4%Highest VT: 10.1%	4.2%Lowest VT: 10.1%
Housing
Homeownersof occupied homes	84.7%Highest VT: 73.2%	78.8%Lowest VT: 73.2%
Typical home builtmedian year	1978Lowest 2 yrs newer than VT	1983Highest 7 yrs newer than VT
Getting to work
Average commuteone way	32 minHighest 38% above VT	25 minLowest 6% above VT
Work from home	10.6%±3.5Lowest VT: 16.9%	22.5%±6.1Highest VT: 16.9%
Schools
Public school scoresrank in state, math + reading	#52 of 70 in VT	#5 of 70 in VT
School district	Derby School District · North Country Union Junior High School District	Mount Mansfield Unified Union School District #401
High school in town	None in town	None in town
On TownTapestry
Old photos in Our Story	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.