What stands out worked out from the figures below

Derby has the most affordable homes ($225k median).

Raymond has grown the fastest since 2010 (+2.3%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Derby	Raymond
People
Population	4,537Lowest	4,610Highest
Growth since 20102010 → 2020 census	-0.9%Lowest U.S.: +7.4%	+2.3%Highest U.S.: +7.4%
Median age	51.6±2.1Highest 33% above U.S.	47.3±4.1Lowest 22% above U.S.
	Derby and Raymond are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	15.7%±3.6Lowest U.S.: 22%	19.1%±4.9Highest U.S.: 22%
	Raymond and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	27.2%±4.2Highest U.S.: 17.2%	22.2%±5.5Lowest U.S.: 17.2%
	Derby and Raymond are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	36.8%Lowest U.S.: 35.7%	49.3%Highest U.S.: 35.7%
Enrolled in collegeshare of residents	2.3%±1.1Lowest U.S.: 6.4%	3.5%±2.1Highest U.S.: 6.4%
	Raymond and Derby are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,250±$8kLowest about the U.S. average	$88,194±$20kHighest 9% above U.S.
	Raymond and Derby are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$225,000±$10kLowest 32% below U.S.	$395,800±$42kHighest 19% above U.S.
Rentmedian gross, monthly	$1,096±$118Highest 22% below U.S.	$965±$397Lowest 32% below U.S.
	Derby and Raymond are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$3,449Highest 11% above U.S.	$3,139Lowest about the U.S. average
Renters paying 30%+of income on rent	45.8%±18.5Highest U.S.: 51.1%	38.3%±62.5Lowest U.S.: 51.1%
	Derby and Raymond are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.4%Highest U.S.: 12.5%	5.3%Lowest U.S.: 12.5%
Housing
Homeownersof occupied homes	84.7%Lowest U.S.: 65.2%	89.7%Highest U.S.: 65.2%
Typical home builtmedian year	1978Highest 2 yrs older than U.S.	1976Lowest 4 yrs older than U.S.
Getting to work
Average commuteone way	32 minLowest 23% above U.S.	37 minHighest 40% above U.S.
Work from home	10.6%±3.5Lowest U.S.: 15.1%	32.3%±11.3Highest U.S.: 15.1%
Schools
Public school scoresrank in state, math + reading	#52 of 70 in VT	#112 of 133 in ME
School district	Derby School District · North Country Union Junior High School District	RSU 14
High school in town	None in town	None in town
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.