Compare towns
Derby vs Franklin vs Chester
Cost, people, housing, commute and schools, side by side, each benchmarked against Vermont.
What stands out worked out from the figures below
Derby has grown the fastest since 2010 (-0.9%).
Franklin has the most kids (23.5% under 18).
Chester has the most homeowners (86.7%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Derby | Franklin | Chester |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 4,537Highest |
1,590Lowest |
2,992 |
| Growth since 20102010 → 2020 census | -0.9%Highest VT: +2.8% |
-3% VT: +2.8% |
-4.7%Lowest VT: +2.8% |
| Median age | 51.6±2.1Highest 20% above VT |
38.8±6.9Lowest 10% below VT |
49.7±4.7 15% above VT |
| Derby and Chester are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 15.7%±3.6 VT: 17.9% |
23.5%±5.6Highest VT: 17.9% |
14.1%±4.7Lowest VT: 17.9% |
| Franklin and Derby are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 27.2%±4.2 VT: 21.4% |
15.3%±1.4Lowest VT: 21.4% |
29.8%±7.9Highest VT: 21.4% |
| Chester and Derby are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 36.8%Highest VT: 43.8% |
21.7%Lowest VT: 43.8% |
33.1% VT: 43.8% |
| Enrolled in collegeshare of residents | 2.3%±1.1Lowest VT: 7% |
7.5%±3.1Highest VT: 7% |
5.1%±4 VT: 7% |
| Franklin and Chester are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $80,250±$8kHighest about the VT average |
$79,917±$21k about the VT average |
$62,125±$8kLowest 23% below VT |
| Derby and Franklin are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $225,000±$10kLowest 29% below VT |
$247,400±$66kHighest 22% below VT |
$232,900±$44k 26% below VT |
| Franklin and Chester are within the Census margin of error here, so we can’t say which is really higher. | |||
| Rentmedian gross, monthly | $1,096±$118Highest 11% below VT |
$891±$266Lowest 28% below VT |
$960±$44 22% below VT |
| Derby and Chester are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,449 32% below VT |
$3,384Lowest 33% below VT |
$4,262Highest 15% below VT |
| Renters paying 30%+of income on rent | 45.8%±18.5Highest VT: 48.4% |
45.5%±42.2 VT: 48.4% |
11.5%±12.3Lowest VT: 48.4% |
| Derby and Franklin are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 7.4% VT: 10.1% |
8.6%Highest VT: 10.1% |
7%Lowest VT: 10.1% |
| Housing | |||
| Homeownersof occupied homes | 84.7% VT: 73.2% |
74.7%Lowest VT: 73.2% |
86.7%Highest VT: 73.2% |
| Typical home builtmedian year | 1978 2 yrs newer than VT |
1983Highest 7 yrs newer than VT |
1972Lowest 4 yrs older than VT |
| Getting to work | |||
| Average commuteone way | 32 minHighest 38% above VT |
25 minLowest 8% above VT |
28 min 18% above VT |
| Work from home | 10.6%±3.5Lowest VT: 16.9% |
18.1%±4.7Highest VT: 16.9% |
14%±6.9 VT: 16.9% |
| Franklin and Chester are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #52 of 70 in VT | — | #49 of 70 in VT |
| School district | Derby School District · North Country Union Junior High School District | Missisquoi Valley School District #89 | Green Mountain Unified School District #77 |
| High school in town | None in town | None in town | Green Mountain Union High School |
| Students per teacherat that high school | — | — | 8.7 |
| On TownTapestry | |||
| Old photos in Our Story | None yet | None yet | None yet |
VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.