What stands out worked out from the figures below

Derby has the most affordable homes ($225k median).

Elmore has grown the fastest since 2010 (+3.6%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Derby	Elmore
People
Population	4,537Highest	964Lowest
Growth since 20102010 → 2020 census	-0.9%Lowest VT: +2.8%	+3.6%Highest VT: +2.8%
Median age	51.6±2.1Highest 20% above VT	45±3.5Lowest 4% above VT
Kids under 18	15.7%±3.6Lowest VT: 17.9%	23.4%±9.5Highest VT: 17.9%
	Elmore and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	27.2%±4.2Highest VT: 21.4%	14.6%±2.6Lowest VT: 21.4%
Bachelor’s degree+adults 25+	36.8%Lowest VT: 43.8%	47.8%Highest VT: 43.8%
Enrolled in collegeshare of residents	2.3%±1.1Highest VT: 7%	1.3%±1.1Lowest VT: 7%
	Derby and Elmore are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,250±$8kLowest about the VT average	$98,750±$24kHighest 22% above VT
	Elmore and Derby are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$225,000±$10kLowest 29% below VT	$315,800±$47kHighest about the VT average
Rentmedian gross, monthly	$1,096±$118Lowest 11% below VT	$1,225±$263Highest about the VT average
	Elmore and Derby are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$3,449Lowest 32% below VT	$5,066Highest about the VT average
Renters paying 30%+of income on rent	45.8%±18.5Highest VT: 48.4%	31.8%±65.8Lowest VT: 48.4%
	Derby and Elmore are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.4%Highest VT: 10.1%	3.3%Lowest VT: 10.1%
Housing
Homeownersof occupied homes	84.7%Lowest VT: 73.2%	92.8%Highest VT: 73.2%
Typical home builtmedian year	1978 2 yrs newer than VT	1978 2 yrs newer than VT
Getting to work
Average commuteone way	32 minHighest 38% above VT	29 minLowest 25% above VT
Work from home	10.6%±3.5Highest VT: 16.9%	9.4%±4.3Lowest VT: 16.9%
	Derby and Elmore are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#52 of 70 in VT	—
School district	Derby School District · North Country Union Junior High School District	Elmore-Morristown Unified Union School District #90
High school in town	None in town	None in town
On TownTapestry
Old photos in History	None yet	None yet

VT average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.