What stands out worked out from the figures below

Derby has the most affordable homes ($225k median).

Deerfield has grown the fastest since 2010 (+13.4%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Derby	Deerfield
People
Population	4,537Lowest	4,932Highest
Growth since 20102010 → 2020 census	-0.9%Lowest U.S.: +7.4%	+13.4%Highest U.S.: +7.4%
Median age	51.6±2.1Highest 33% above U.S.	42.8±4.2Lowest 10% above U.S.
Kids under 18	15.7%±3.6Lowest U.S.: 22%	20.9%±4.1Highest U.S.: 22%
	Deerfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	27.2%±4.2Highest U.S.: 17.2%	17.5%±3.5Lowest U.S.: 17.2%
Bachelor’s degree+adults 25+	36.8%Lowest U.S.: 35.7%	47.3%Highest U.S.: 35.7%
Enrolled in collegeshare of residents	2.3%±1.1Lowest U.S.: 6.4%	3.6%±1.8Highest U.S.: 6.4%
	Deerfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,250±$8kLowest about the U.S. average	$131,563±$10kHighest 63% above U.S.
Home valuemedian, owner-occupied	$225,000±$10kLowest 32% below U.S.	$421,000±$33kHighest 27% above U.S.
Rentmedian gross, monthly	$1,096±$118Lowest 22% below U.S.	$1,593±$318Highest 13% above U.S.
Property taxmedian, yearly	$3,449Lowest 11% above U.S.	$7,369Highest 136% above U.S.
Renters paying 30%+of income on rent	45.8%±18.5Highest U.S.: 51.1%	17.4%±17.6Lowest U.S.: 51.1%
	Derby and Deerfield are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.4%Highest U.S.: 12.5%	6.8%Lowest U.S.: 12.5%
Housing
Homeownersof occupied homes	84.7%Lowest U.S.: 65.2%	91.3%Highest U.S.: 65.2%
Typical home builtmedian year	1978Lowest 2 yrs older than U.S.	1985Highest 5 yrs newer than U.S.
Getting to work
Average commuteone way	32 minLowest 23% above U.S.	34 minHighest 30% above U.S.
Work from home	10.6%±3.5Lowest U.S.: 15.1%	22.4%±6.3Highest U.S.: 15.1%
Schools
Public school scoresrank in state, math + reading	#52 of 70 in VT	#61 of 120 in NH
School district	Derby School District · North Country Union Junior High School District	Deerfield School District
High school in town	None in town	None in town
On TownTapestry
Old photos in Our Story	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.