What stands out worked out from the figures below

Derby has the most people working from home (10.6%).

Chapman has the most kids (27.6% under 18).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Derby	Chapman
People
Population	4,537Highest	388Lowest
Growth since 20102010 → 2020 census	-0.9% U.S.: +7.4%	—
Median age	51.6±2.1Highest 33% above U.S.	45.7±11.4Lowest 17% above U.S.
	Derby and Chapman are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	15.7%±3.6Lowest U.S.: 22%	27.6%±5.9Highest U.S.: 22%
Age 65+	27.2%±4.2Lowest U.S.: 17.2%	27.6%±3.8Highest U.S.: 17.2%
	Chapman and Derby are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	36.8%Highest U.S.: 35.7%	22.8%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	2.3%±1.1Lowest U.S.: 6.4%	5.2%±2.6Highest U.S.: 6.4%
	Chapman and Derby are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,250±$8kLowest about the U.S. average	$93,125±$17kHighest 15% above U.S.
	Chapman and Derby are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$225,000±$10kHighest 32% below U.S.	$185,700±$22kLowest 44% below U.S.
Rentmedian gross, monthly	$1,096±$118 22% below U.S.	—
Property taxmedian, yearly	$3,449Highest 11% above U.S.	$1,850Lowest 41% below U.S.
Renters paying 30%+of income on rent	45.8%±18.5Highest U.S.: 51.1%	0%±100Lowest U.S.: 51.1%
	Derby and Chapman are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.4%Highest U.S.: 12.5%	6.4%Lowest U.S.: 12.5%
Housing
Homeownersof occupied homes	84.7%Lowest U.S.: 65.2%	94.5%Highest U.S.: 65.2%
Typical home builtmedian year	1978Lowest 2 yrs older than U.S.	1982Highest 2 yrs newer than U.S.
Getting to work
Average commuteone way	32 minHighest 23% above U.S.	23 minLowest 12% below U.S.
Work from home	10.6%±3.5Highest U.S.: 15.1%	4.8%±3.5Lowest U.S.: 15.1%
	Derby and Chapman are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#52 of 70 in VT	—
School district	Derby School District · North Country Union Junior High School District	—
High school in town	None in town	—
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.