What stands out worked out from the figures below

Derby has the most people working from home (10.6%).

Carmel has grown the fastest since 2010 (+2.6%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Derby	Carmel
People
Population	4,537Highest	2,941Lowest
Growth since 20102010 → 2020 census	-0.9%Lowest U.S.: +7.4%	+2.6%Highest U.S.: +7.4%
Median age	51.6±2.1Highest 33% above U.S.	46.4±4.5Lowest 19% above U.S.
	Derby and Carmel are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	15.7%±3.6Lowest U.S.: 22%	18.6%±4.3Highest U.S.: 22%
	Carmel and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	27.2%±4.2Highest U.S.: 17.2%	16.5%±5Lowest U.S.: 17.2%
Bachelor’s degree+adults 25+	36.8%Highest U.S.: 35.7%	17.2%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	2.3%±1.1Highest U.S.: 6.4%	1.9%±1.3Lowest U.S.: 6.4%
	Derby and Carmel are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,250±$8kLowest about the U.S. average	$82,188±$22kHighest about the U.S. average
	Carmel and Derby are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$225,000±$10kLowest 32% below U.S.	$256,800±$37kHighest 23% below U.S.
	Carmel and Derby are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly	$1,096±$118Lowest 22% below U.S.	$1,276±$187Highest 10% below U.S.
	Carmel and Derby are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$3,449Highest 11% above U.S.	$2,662Lowest 15% below U.S.
Renters paying 30%+of income on rent	45.8%±18.5Lowest U.S.: 51.1%	56.4%±38.1Highest U.S.: 51.1%
	Carmel and Derby are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.4%Lowest U.S.: 12.5%	13.6%Highest U.S.: 12.5%
Housing
Homeownersof occupied homes	84.7%Lowest U.S.: 65.2%	87.9%Highest U.S.: 65.2%
Typical home builtmedian year	1978Lowest 2 yrs older than U.S.	1996Highest 16 yrs newer than U.S.
Getting to work
Average commuteone way	32 minHighest 23% above U.S.	25 minLowest 6% below U.S.
Work from home	10.6%±3.5Highest U.S.: 15.1%	6.5%±4.4Lowest U.S.: 15.1%
	Derby and Carmel are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#52 of 70 in VT	#77 of 133 in ME
School district	Derby School District · North Country Union Junior High School District	RSU 87/MSAD 23
High school in town	None in town	None in town
On TownTapestry
Old photos in Our Story	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.