What stands out worked out from the figures below

Derby has the most affordable homes ($225k median).

Belmont has the most expensive homes ($316k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Derby	Belmont
People
Population	4,537Lowest	7,392Highest
Growth since 20102010 → 2020 census	-0.9%Lowest U.S.: +7.4%	-0.6%Highest U.S.: +7.4%
Median age	51.6±2.1Highest 33% above U.S.	47.2±3.5Lowest 21% above U.S.
	Derby and Belmont are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	15.7%±3.6Lowest U.S.: 22%	18.4%±3.7Highest U.S.: 22%
	Belmont and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	27.2%±4.2Highest U.S.: 17.2%	22.4%±4.1Lowest U.S.: 17.2%
	Derby and Belmont are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	36.8%Highest U.S.: 35.7%	19.1%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	2.3%±1.1Lowest U.S.: 6.4%	3%±1.8Highest U.S.: 6.4%
	Belmont and Derby are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$80,250±$8kHighest about the U.S. average	$69,063±$21kLowest 14% below U.S.
	Derby and Belmont are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$225,000±$10kLowest 32% below U.S.	$316,300±$31kHighest 5% below U.S.
Rentmedian gross, monthly	$1,096±$118Highest 22% below U.S.	$996±$129Lowest 30% below U.S.
	Derby and Belmont are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$3,449Lowest 11% above U.S.	$5,585Highest 79% above U.S.
Renters paying 30%+of income on rent	45.8%±18.5Lowest U.S.: 51.1%	46.8%±10.9Highest U.S.: 51.1%
	Belmont and Derby are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	7.4%Lowest U.S.: 12.5%	10.3%Highest U.S.: 12.5%
Housing
Homeownersof occupied homes	84.7%Highest U.S.: 65.2%	82.1%Lowest U.S.: 65.2%
Typical home builtmedian year	1978Lowest 2 yrs older than U.S.	1983Highest 3 yrs newer than U.S.
Getting to work
Average commuteone way	32 minHighest 23% above U.S.	25 minLowest 5% below U.S.
Work from home	10.6%±3.5Highest U.S.: 15.1%	9.6%±3.6Lowest U.S.: 15.1%
	Derby and Belmont are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#52 of 70 in VT	#92 of 120 in NH
School district	Derby School District · North Country Union Junior High School District	Shaker Regional School District
High school in town	None in town	Belmont High School
Students per teacherat that high school	—	12.0
On TownTapestry
Old photos in Our Story	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.