What stands out worked out from the figures below

Croghan has the most expensive homes ($160k median).

Panama has the most affordable homes ($105k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Croghan	Panama
People
Population	642Highest	451Lowest
Growth since 20102010 → 2020 census	+3.4% NY: +4.2%	—
Median age	46.4±10.7Lowest 17% above NY	46.6±6.9Highest 17% above NY
	Panama and Croghan are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	16.2%±4.5Highest NY: 20.5%	12.4%±3.1Lowest NY: 20.5%
	Croghan and Panama are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	19.9%±1.6Lowest NY: 17.9%	23.3%±6.3Highest NY: 17.9%
	Panama and Croghan are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	19.3%Lowest NY: 40.2%	19.9%Highest NY: 40.2%
Enrolled in collegeshare of residents	4.8%±5.5Highest NY: 7%	4.7%±2.8Lowest NY: 7%
	Croghan and Panama are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$51,731±$6kLowest 40% below NY	$60,865±$8kHighest 29% below NY
	Panama and Croghan are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$160,000±$12kHighest 62% below NY	$105,400±$14kLowest 75% below NY
Rentmedian gross, monthly	$721±$146Lowest 56% below NY	$785±$43Highest 52% below NY
	Panama and Croghan are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$2,560Highest 61% below NY	$2,500Lowest 62% below NY
Renters paying 30%+of income on rent	55.1%±7.3Highest NY: 52.1%	41.9%±24.1Lowest NY: 52.1%
	Croghan and Panama are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	19.1%Highest NY: 14%	12.9%Lowest NY: 14%
Housing
Homeownersof occupied homes	60.9%Highest NY: 54.3%	55.3%Lowest NY: 54.3%
Typical home builtmedian year	1938Lowest 21 yrs older than NY	1965Highest 6 yrs newer than NY
Getting to work
Average commuteone way	23 minLowest 31% below NY	24 minHighest 27% below NY
Work from home	4.3%±4.9Lowest NY: 14.9%	4.9%±2.9Highest NY: 14.9%
	Panama and Croghan are within the Census margin of error here, so we can’t say which is really higher.
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.