A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Commerce$1,420/mo

Typical home $217K (Zillow) · tax rate 1.54% · or rent about $909/mo · Housing →

Webster$2,250/mo

Typical home $331K (Zillow) · tax rate 1.86% · or rent about $1,393/mo · Housing →

The difference: $830 a month, about $10,000 a year, between Webster and Commerce.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Webster places higher on 12 of 21 TX lists

Our letter grades for safety, schools and health, then every Texas ranking list both towns are on. A grade is one measure; read the page behind it.

Safety

CCommerceSafer than 26% of U.S. towns D−WebsterSafer than 3% of U.S. towns

Schools

CCommerceBetter than 34% of districts in the state B+WebsterBetter than 74% of districts in the state

Health

C+CommerceHealthier than 35% of U.S. towns A−WebsterHealthier than 84% of U.S. towns

8Commerce

12Webster

Lists won, of 21 where both are ranked. Ties go to nobody.

Lowest depressionHealth · 652 towns #642#148 Closest to a top hospitalHealth · 632 towns #406#25 Cheapest rentCost of living · 624 towns #120#414 Fewest smokersHealth · 652 towns #381#83 Shortest commuteGetting around · 653 towns #129#412 Lowest property taxCost of living · 647 towns #249#483 Most affordableCost of living · 651 towns #199#427 HealthiestHealth · 651 towns #320#98

Left end = #1 in Texas. Showing the lists where the towns are furthest apart. All of Commerce’s rankings →

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

CommerceWebster

Snow a year1″0″

January low—46°F

July high—92°F

Growing season (days)—317d

Hazard risk (U.S. pctl)19th 64th

Outdoors & history

CommerceWebster

Trails1 mi 2 mi

Conserved land1.5%0.7%

Settled—1879

National Register places1 —

Community

CommerceWebster

Library hours a week36 hrs —

Colleges in town1 —

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

260 miles apart

Straight-line miles between town centers.

CommerceTX WebsterTX

Commerce ↔ Webster260 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Texas average

CommerceWebster

People

Population 9,383Lowest 12,366Highest

Growth since 20102010 → 2020 census +12.5%Lowest TX: +15.9% +20.2%Highest TX: +15.9%

Median age 26.1±2.3Lowest 27% below TX 33.3±4.4Highest 6% below TX

Kids under 18 15.2%±3.5Lowest TX: 25% 19.6%±5Highest TX: 25%

Webster and Commerce are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 6.9%±1.5Lowest TX: 13.4% 14.7%±3.2Highest TX: 13.4%

Bachelor’s degree+adults 25+ 30%Lowest TX: 33.8% 37.9%Highest TX: 33.8%

Enrolled in collegeshare of residents 35.6%±3Highest TX: 6.2% 7.8%±2.4Lowest TX: 6.2%

Cost of living

Household incomemedian $44,386±$8kLowest 43% below TX $61,264±$10kHighest 22% below TX

Webster and Commerce are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $161,600±$17kLowest 43% below TX $281,400±$70kHighest about the TX average

Rentmedian gross, monthly $909±$53Lowest 35% below TX $1,393±$57Highest about the TX average

Property taxmedian, yearly $2,495Lowest 41% below TX $5,239Highest 24% above TX

Renters paying 30%+of income on rent 55.2%±12.1Lowest TX: 51.7% 55.6%±11.5Highest TX: 51.7%

Webster and Commerce are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 23.4%Highest TX: 13.8% 13.7%Lowest TX: 13.8%

Housing

Homeownersof occupied homes 41.5%Highest TX: 62.6% 22.4%Lowest TX: 62.6%

Typical home builtmedian year 1976Lowest 16 yrs older than TX 1991Highest 1 yr older than TX

Getting to work

Average commuteone way 20 minLowest 25% below TX 28 minHighest 4% above TX

Work from home 7.7%±3.5Highest TX: 14.4% 6.7%±3.7Lowest TX: 14.4%

Commerce and Webster are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 24.2%Highest 6.6%Lowest

Typical commute distancemedian, straight-line 41.8 miHighest 16.8 miLowest

Jobs per working residentover 1.5 = a job hub 1.20Lowest 3.26Highest

Top workplaceoutside town Greenville (10%)Houston (44%)

Between these townsresidents who work in the others Few work in WebsterFew work in Commerce

Outdoors

Conserved landshare of the town 1.5%Highest 0.7%Lowest

Trailsmapped miles 0.7 miLowest 2.3 miHighest

Trail densitymiles per sq mi 0.1 miLowest 0.4 miHighest

Parks & preservesnamed on the map 3Lowest 4Highest

Street connectivityintersections per sq mi, a walkability measure 56.1Lowest 67.1Highest

Schools

Public school scoresrank in state, math + reading #441 of 583 in TX #401 of 583 in TX

School district COMMERCE ISDCLEAR CREEK ISD

High school in town Commerce H SClear View H S

Students per teacherat that high school 12.4Highest 8.3Lowest

Texas average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Commerce neighborsTown Square →

Your question goes to Commerce’s Town Square.

Webster neighborsTown Square →

Your question goes to Webster’s Town Square.

Add a town

Set another town beside Commerce and Webster

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Towns like Commerce

+ Compare

Stephenville21,682 people · $241K homes

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Bay City17,730 people · $161K homes

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Brookshire5,495 people · $159K homes

+ Compare

Mabank5,187 people · $255K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Commerce vs Webster

Two towns, two different strengths

Where they part ways

A typical home costs $830 more a month in Webster

Webster places higher on 12 of 21 TX lists

What daily life feels like in each

260 miles apart

What matters to you?

Ask the people who live there

Set another town beside Commerce and Webster

Towns like Commerce

Post to Commerce

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