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Clover Township vs Tower

124 miles apart. The biggest differences: jobs per worker (21.7× in Tower) and property tax bill (2.9× in Tower).

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Clover Township, MNA small town of 425Pine County · 425 people
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Tower, MNA regional job hubMinnesota · 367 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

Clover TownshipA small town of 425
Quiet strengthsClover Township doesn’t stand out on the data we haveNeighbors can tell you what the numbers miss.
All about Clover Township →
The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Monthly cost

A typical home costs $1,830 more a month in Tower

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Clover Township$480/mo
Typical home $83K (Census) · tax rate 0.65% · Housing →
Tower$2,310/mo
Typical home $359K (Zillow) · tax rate 1.42% · or rent about $586/mo · Housing →

The difference: $1,830 a month, about $22,000 a year, between Tower and Clover Township.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Grades and rankings, side by side

Our letter grades for safety, schools and health, then every Minnesota ranking list both towns are on. A grade is one measure; read the page behind it.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
Clover TownshipTower
Snow a year53″69″
January low2°F-7°F
July high80°F77°F
Growing season (days)138d89d
Hazard risk (U.S. pctl)31st43rd
Outdoors & history
Clover TownshipTower
Trails10 mi3 mi
Conserved land0.7%6.4%
Settled—1889
National Register places—2
Community
Clover TownshipTower
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

124 miles apart

Straight-line miles between town centers.

Clover Township ↔ Tower124 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Clover TownshipTower
People
Population 425Highest 367Lowest
Growth since 20102010 → 2020 census — -14% MN: +7.6%
Median age 62.6±4.5Highest 61% above MN 55.4±9.4Lowest 43% above MN
Clover Township and Tower are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 4.9%±5.4Lowest MN: 22.9% 14.4%±9.2Highest MN: 22.9%
Tower and Clover Township are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 46.1%±4.5Highest MN: 17.3% 28.6%±9.1Lowest MN: 17.3%
Bachelor’s degree+adults 25+ 13%Highest MN: 39.4% 12.6%Lowest MN: 39.4%
Enrolled in collegeshare of residents 3.3%±2.8 MN: 5.8% 3.3%±3.4 MN: 5.8%
Cost of living
Household incomemedian $82,292±$10kHighest 8% below MN $65,893±$14kLowest 26% below MN
Clover Township and Tower are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $82,500±$10kLowest 75% below MN $109,600±$27kHighest 67% below MN
Tower and Clover Township are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly — $586±$36 54% below MN
Property taxmedian, yearly $533Lowest 84% below MN $1,555Highest 54% below MN
Renters paying 30%+of income on rent 100%±100Highest MN: 48.1% 30.8%±67Lowest MN: 48.1%
Clover Township and Tower are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 8%Lowest MN: 9.3% 9.8%Highest MN: 9.3%
Housing
Homeownersof occupied homes 94.3%Highest MN: 72.2% 83.4%Lowest MN: 72.2%
Typical home builtmedian year 1999Highest 20 yrs newer than MN 1957Lowest 22 yrs older than MN
Getting to work
Average commuteone way 35 minHighest 52% above MN 27 minLowest 18% above MN
Work from home 27.5%±14.4Highest MN: 17.6% 12.6%±12Lowest MN: 17.6%
Clover Township and Tower are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 3.2%Lowest 15.4%Highest
Typical commute distancemedian, straight-line 53.3 miHighest 23.3 miLowest
Jobs per working residentover 1.5 = a job hub 0.12Lowest 2.60Highest
Top workplaceoutside town Hinckley (15%)Virginia (16%)
Between these townsresidents who work in the others Few work in TowerFew work in Clover Township
Outdoors
Conserved landshare of the town 0.7%Lowest 6.4%Highest
Trailsmapped miles 9.7 miHighest 2.8 miLowest
Trail densitymiles per sq mi 0.3 miLowest 1.0 miHighest
Parks & preservesnamed on the map 2Highest 0Lowest
Street connectivityintersections per sq mi, a walkability measure 4.6Lowest 13.1Highest
Schools
School district —ST. LOUIS COUNTY SCHOOL DISTRICT · Vermilion Country School
High school in town —Vermilion Country School
Students per teacherat that high school — 9.3
Minnesota average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Clover Township neighborsTown Square →

Your question goes to Clover Township’s Town Square.

Tower neighborsTown Square →

Your question goes to Tower’s Town Square.

Add a town

Set another town beside Clover Township and Tower

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Bordering Clover Township

Towns like Clover Township

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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