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Clover Township vs Crosby Township

Next-door neighbors in Pine County. The biggest differences: jobs per worker (21× in Crosby Township) and street grid (5.1× in Clover Township).

C ×
Clover Township, MNA small town of 425Pine County · 425 people
C ×
Crosby Township, MNA small town of 109Pine County · 109 people
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Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

Clover TownshipA small town of 425
Quiet strengthsClover Township doesn’t stand out on the data we haveNeighbors can tell you what the numbers miss.
All about Clover Township →
Crosby TownshipA small town of 109
Quiet strengthsCrosby Township doesn’t stand out on the data we haveNeighbors can tell you what the numbers miss.
All about Crosby Township →
The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

Jobs per worker21×
Crosby Township is more of a job hub
Crosby Township 2.52Clover Township 0.12
Street grid5.1×
Clover Township has the more walkable street grid
Clover Township 4.6Crosby Township 0.9
Trails5.2×
Crosby Township has more miles of trail
Crosby Township 50.2 miClover Township 9.7 mi
Seasonal homes+57.1 pts
Clover Township has more second homes
Clover Township 74.6%Crosby Township 17.5%
Property tax bill+91%
Tax bills are bigger in Crosby Township
Crosby Township $1,019Clover Township $533
Median age22.5 yrs
Clover Township skews older
Clover Township 62.6Crosby Township 40.1
★ What stands out · Monthly cost

A typical home costs $520 more a month in Crosby Township

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Clover Township$480/mo
Typical home $83K (Census) · tax rate 0.65% · Housing →
Crosby Township$1,000/mo
Typical home $174K (Census) · tax rate 0.58% · Housing →

The difference: $520 a month, about $6,300 a year, between Crosby Township and Clover Township.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

Clover Township and Crosby Township share a border

Straight-line miles between town centers.

Clover TownshipCrosby TownshipClover TownshipCrosby Township
Clover Township ↔ Crosby Township5.7 miles apart · They share a border · Same county
Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
Clover TownshipCrosby Township
Snow a year53″52″
January low2°F1°F
July high80°F82°F
Growing season (days)138d141d
Hazard risk (U.S. pctl)31st31st
Outdoors & history
Clover TownshipCrosby Township
Trails10 mi50 mi
Conserved land0.7%0.5%
National Register places—2
Community
Clover TownshipCrosby Township
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Clover TownshipCrosby Township
People
Population 425Highest 109Lowest
Median age 62.6±4.5Highest 61% above MN 40.1±11.2Lowest 3% above MN
Kids under 18 4.9%±5.4Lowest MN: 22.9% 19.3%±20.1Highest MN: 22.9%
Crosby Township and Clover Township are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 46.1%±4.5Highest MN: 17.3% 26.6%±28.7Lowest MN: 17.3%
Clover Township and Crosby Township are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+ 13%Lowest MN: 39.4% 26.3%Highest MN: 39.4%
Enrolled in collegeshare of residents 3.3%±2.8Highest MN: 5.8% 0%±13Lowest MN: 5.8%
Clover Township and Crosby Township are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $82,292±$10kHighest 8% below MN $71,406±$27kLowest 20% below MN
Clover Township and Crosby Township are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $82,500±$10kLowest 75% below MN $174,200±$125kHighest 47% below MN
Crosby Township and Clover Township are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly $533Lowest 84% below MN $1,019Highest 70% below MN
Renters paying 30%+of income on rent 100%±100 MN: 48.1% —
Below poverty line 8%Highest MN: 9.3% 4.6%Lowest MN: 9.3%
Housing
Homeownersof occupied homes 94.3%Lowest MN: 72.2% 100%Highest MN: 72.2%
Typical home builtmedian year 1999Highest 20 yrs newer than MN 1988Lowest 9 yrs newer than MN
Getting to work
Average commuteone way 35 minHighest 52% above MN 34 minLowest 50% above MN
Work from home 27.5%±14.4Highest MN: 17.6% 13%±5.5Lowest MN: 17.6%
Clover Township and Crosby Township are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 3.2%Highest 0%Lowest
Typical commute distancemedian, straight-line 53.3 miHighest 15.8 miLowest
Jobs per working residentover 1.5 = a job hub 0.12Lowest 2.52Highest
Top workplaceoutside town Hinckley (15%)Hinckley (34%)
Between these townsresidents who work in the others Few work in Crosby TownshipFew work in Clover Township
Outdoors
Conserved landshare of the town 0.7%Highest 0.5%Lowest
Trailsmapped miles 9.7 miLowest 50.2 miHighest
Trail densitymiles per sq mi 0.3 miLowest 1.1 miHighest
Parks & preservesnamed on the map 2Highest 1Lowest
Street connectivityintersections per sq mi, a walkability measure 4.6Highest 0.9Lowest
Minnesota average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Clover Township neighborsTown Square →

Your question goes to Clover Township’s Town Square.

Crosby Township neighborsTown Square →

Your question goes to Crosby Township’s Town Square.

Add a town

Set another town beside Clover Township and Crosby Township

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Bordering Clover Township

O
+ Compare
Ogema Township504 people · $288K homes
A
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Arlone Township413 people · $281K homes
D
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Danforth Township82 people · $300K homes

Towns like Clover Township

+ Compare
Currie220 people · $83K homes
M
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McCrea Township217 people · $148K homes
F
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Field Township285 people · $172K homes
T
+ Compare
Tower367 people · $110K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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