Compare towns
Chicopee vs Spencer vs Ludlow
Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.
What stands out worked out from the figures below
Chicopee has the most affordable homes ($275k median).
Spencer has grown the fastest since 2010 (+2.6%).
Ludlow has the most homeowners (77.5%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Chicopee | Spencer | Ludlow |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 55,295Highest |
12,008Lowest |
20,904 |
| Growth since 20102010 → 2020 census | +0.5% MA: +7.4% |
+2.6%Highest MA: +7.4% |
-0.5%Lowest MA: +7.4% |
| Median age | 41.9±1.4Lowest 5% above MA |
48.9±6.8Highest 22% above MA |
44.3±1.8 11% above MA |
| Spencer and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 19.2%±1.7Highest MA: 19.4% |
16.4%±3.9Lowest MA: 19.4% |
16.4%±2.4Lowest MA: 19.4% |
| Chicopee and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Age 65+ | 19.5%±1.4Lowest MA: 17.9% |
26%±4.4Highest MA: 17.9% |
21.8%±2.5 MA: 17.9% |
| Spencer and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 22.9%Lowest MA: 47.3% |
29.1%Highest MA: 47.3% |
27% MA: 47.3% |
| Enrolled in collegeshare of residents | 3.7%±0.6Lowest MA: 7.9% |
5.2%±2.4Highest MA: 7.9% |
5.2%±1.7Highest MA: 7.9% |
| Cost of living | |||
| Household incomemedian | $62,615±$6kLowest 40% below MA |
$80,533±$11k 23% below MA |
$84,838±$7kHighest 18% below MA |
| Ludlow and Spencer are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $274,500±$8kLowest 51% below MA |
$382,000±$22kHighest 32% below MA |
$335,300±$10k 40% below MA |
| Rentmedian gross, monthly | $1,157±$50 34% below MA |
$1,078±$161Lowest 39% below MA |
$1,223±$82Highest 31% below MA |
| Ludlow and Chicopee are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $3,847Lowest 36% below MA |
$4,387 27% below MA |
$4,918Highest 18% below MA |
| Renters paying 30%+of income on rent | 52%±5.6Highest MA: 51.8% |
50.6%±10.3Lowest MA: 51.8% |
50.7%±9.5 MA: 51.8% |
| Chicopee and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 17.3%Highest MA: 10% |
11% MA: 10% |
6.8%Lowest MA: 10% |
| Housing | |||
| Homeownersof occupied homes | 55.7%Lowest MA: 62.5% |
63% MA: 62.5% |
77.5%Highest MA: 62.5% |
| Typical home builtmedian year | 1958Lowest 6 yrs older than MA |
1968Highest 4 yrs newer than MA |
1964 same as MA |
| Getting to work | |||
| Average commuteone way | 21 min 27% below MA |
34 minHighest 18% above MA |
20 minLowest 31% below MA |
| Work from home | 8%±1.8Lowest MA: 18.6% |
15%±7.3Highest MA: 18.6% |
14%±3.4 MA: 18.6% |
| Spencer and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | #247 of 282 in MA | #261 of 282 in MA | #154 of 282 in MA |
| School district | Chicopee | Spencer-E Brookfield | Ludlow |
| High school in town | Chicopee Comprehensive High School | David Prouty High | Ludlow Senior High |
| Students per teacherat that high school | 11.2Highest |
9.9Lowest |
11.1 |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.