What stands out worked out from the figures below

Chesterfield has the most people working from home (18.9%).

Derby has the most affordable homes ($225k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Chesterfield	Derby
People
Population	3,622Lowest	4,537Highest
Growth since 20102010 → 2020 census	-1.4%Lowest U.S.: +7.4%	-0.9%Highest U.S.: +7.4%
Median age	46.8±8.7Lowest 20% above U.S.	51.6±2.1Highest 33% above U.S.
	Derby and Chesterfield are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	21.5%±5.4Highest U.S.: 22%	15.7%±3.6Lowest U.S.: 22%
	Chesterfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	28.8%±7.3Highest U.S.: 17.2%	27.2%±4.2Lowest U.S.: 17.2%
	Chesterfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	45.2%Highest U.S.: 35.7%	36.8%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	1.5%±1.4Lowest U.S.: 6.4%	2.3%±1.1Highest U.S.: 6.4%
	Derby and Chesterfield are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$102,370±$40kHighest 27% above U.S.	$80,250±$8kLowest about the U.S. average
	Chesterfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$373,500±$33kHighest 12% above U.S.	$225,000±$10kLowest 32% below U.S.
Rentmedian gross, monthly	$1,324±$1kHighest 6% below U.S.	$1,096±$118Lowest 22% below U.S.
	Chesterfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$6,344Highest 103% above U.S.	$3,449Lowest 11% above U.S.
Renters paying 30%+of income on rent	83.7%±100Highest U.S.: 51.1%	45.8%±18.5Lowest U.S.: 51.1%
	Chesterfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	8.6%Highest U.S.: 12.5%	7.4%Lowest U.S.: 12.5%
Housing
Homeownersof occupied homes	83.6%Lowest U.S.: 65.2%	84.7%Highest U.S.: 65.2%
Typical home builtmedian year	1981Highest 1 yr newer than U.S.	1978Lowest 2 yrs older than U.S.
Getting to work
Average commuteone way	25 minLowest 6% below U.S.	32 minHighest 23% above U.S.
Work from home	18.9%±6.9Highest U.S.: 15.1%	10.6%±3.5Lowest U.S.: 15.1%
	Chesterfield and Derby are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading	#52 of 120 in NH	#52 of 70 in VT
School district	Chesterfield School District	Derby School District · North Country Union Junior High School District
High school in town	None in town	None in town
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.