Compare towns

Chelmsford vs Lowell vs Needham

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Lowell has the most renters (56.8% rent).
Needham has the most expensive homes ($1189k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureChelmsfordLowellNeedham
People
Population
36,446
118,368Highest
32,459Lowest
Growth since 20102010 → 2020 census
+7.7%Lowest
MA: +7.4%
+8.5%
MA: +7.4%
+11.1%Highest
MA: +7.4%
Median age
41.6±1.9
4% above MA
35.6±0.8Lowest
11% below MA
43.1±1.6Highest
8% above MA
Needham and Chelmsford are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
21.6%±1.8Lowest
MA: 19.4%
21.7%±1.3
MA: 19.4%
27.5%±2.2Highest
MA: 19.4%
Age 65+
18.1%±1.5Highest
MA: 17.9%
12.6%±0.8Lowest
MA: 17.9%
17.7%±1.7
MA: 17.9%
Chelmsford and Needham are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
52.8%
MA: 47.3%
30%Lowest
MA: 47.3%
81.9%Highest
MA: 47.3%
Enrolled in collegeshare of residents
5.3%±1.1Lowest
MA: 7.9%
9.7%±0.6Highest
MA: 7.9%
5.4%±1.1
MA: 7.9%
Cost of living
Household incomemedian
$140,629±$8k
35% above MA
$78,658±$4kLowest
24% below MA
$214,308±$13kHighest
106% above MA
Home valuemedian, owner-occupied
$593,700±$17k
6% above MA
$429,200±$11kLowest
24% below MA
$1,188,500±$43kHighest
111% above MA
Rentmedian gross, monthly
$2,062±$151
17% above MA
$1,625±$40Lowest
8% below MA
$2,409±$183Highest
37% above MA
Property taxmedian, yearly
$8,047
34% above MA
$4,499Lowest
25% below MA
$10,000+Highest
at least 67% above MA
Renters paying 30%+of income on rent
51.7%±10Lowest
MA: 51.8%
52.4%±3.8
MA: 51.8%
55.9%±8.5Highest
MA: 51.8%
Needham and Lowell are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.7%
MA: 10%
16.9%Highest
MA: 10%
3.7%Lowest
MA: 10%
Housing
Homeownersof occupied homes
82.1%
MA: 62.5%
43.2%Lowest
MA: 62.5%
83.1%Highest
MA: 62.5%
Typical home builtmedian year
1967Highest
3 yrs newer than MA
1953Lowest
11 yrs older than MA
1965
1 yr newer than MA
Getting to work
Average commuteone way
28 minHighest
4% below MA
28 min
4% below MA
28 minLowest
5% below MA
Work from home
22.8%±2.3
MA: 18.6%
10.6%±1.3Lowest
MA: 18.6%
32.4%±2.4Highest
MA: 18.6%
Schools
Public school scoresrank in state, math + reading #79 of 282 in MA #255 of 282 in MA #19 of 282 in MA
School district Chelmsford Lowell Needham
High school in town Chelmsford High Lowell High Needham High
Students per teacherat that high school
14.0
14.8Highest
11.9Lowest
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.