Compare towns

Chelmsford vs Lowell vs Lynn

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Chelmsford has the most people working from home (22.8%).
Lowell has the most affordable homes ($429k median).
Lynn has grown the fastest since 2010 (+12.1%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureChelmsfordLowellLynn
People
Population
36,446Lowest
118,368Highest
101,709
Growth since 20102010 → 2020 census
+7.7%Lowest
MA: +7.4%
+8.5%
MA: +7.4%
+12.1%Highest
MA: +7.4%
Median age
41.6±1.9Highest
4% above MA
35.6±0.8Lowest
11% below MA
36.5±1.2
9% below MA
Kids under 18
21.6%±1.8Lowest
MA: 19.4%
21.7%±1.3
MA: 19.4%
24.1%±1.4Highest
MA: 19.4%
Lynn and Lowell are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
18.1%±1.5Highest
MA: 17.9%
12.6%±0.8Lowest
MA: 17.9%
13.7%±0.9
MA: 17.9%
Bachelor’s degree+adults 25+
52.8%Highest
MA: 47.3%
30%
MA: 47.3%
24.1%Lowest
MA: 47.3%
Enrolled in collegeshare of residents
5.3%±1.1Lowest
MA: 7.9%
9.7%±0.6Highest
MA: 7.9%
5.4%±0.6
MA: 7.9%
Cost of living
Household incomemedian
$140,629±$8kHighest
35% above MA
$78,658±$4k
24% below MA
$75,043±$3kLowest
28% below MA
Home valuemedian, owner-occupied
$593,700±$17kHighest
6% above MA
$429,200±$11kLowest
24% below MA
$510,100±$23k
9% below MA
Rentmedian gross, monthly
$2,062±$151Highest
17% above MA
$1,625±$40Lowest
8% below MA
$1,722±$60
about the MA average
Property taxmedian, yearly
$8,047Highest
34% above MA
$4,499Lowest
25% below MA
$5,384
10% below MA
Renters paying 30%+of income on rent
51.7%±10Lowest
MA: 51.8%
52.4%±3.8
MA: 51.8%
60%±4.1Highest
MA: 51.8%
Lynn and Lowell are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.7%Lowest
MA: 10%
16.9%Highest
MA: 10%
13.8%
MA: 10%
Housing
Homeownersof occupied homes
82.1%Highest
MA: 62.5%
43.2%Lowest
MA: 62.5%
48.1%
MA: 62.5%
Typical home builtmedian year
1967Highest
3 yrs newer than MA
1953
11 yrs older than MA
1946Lowest
18 yrs older than MA
Getting to work
Average commuteone way
28 min
4% below MA
28 minLowest
4% below MA
32 minHighest
8% above MA
Work from home
22.8%±2.3Highest
MA: 18.6%
10.6%±1.3
MA: 18.6%
7.9%±1Lowest
MA: 18.6%
Schools
Public school scoresrank in state, math + reading #79 of 282 in MA #255 of 282 in MA #277 of 282 in MA
School district Chelmsford Lowell Lynn
High school in town Chelmsford High Lowell High Lynn English High
Students per teacherat that high school
14.0Lowest
14.8
15.0Highest
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.