What stands out worked out from the figures below

Charlotte has the most expensive homes ($695k median).

Oneida has the most affordable homes ($160k median).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Charlotte	Oneida
People
Population	3,916Lowest	10,171Highest
Growth since 20102010 → 2020 census	+4.2%Highest U.S.: +7.4%	-9.3%Lowest U.S.: +7.4%
Median age	52.2±5Highest 34% above U.S.	47±2.4Lowest 21% above U.S.
	Charlotte and Oneida are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	19.6%±4.5Highest U.S.: 22%	19%±2.4Lowest U.S.: 22%
	Charlotte and Oneida are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	22.3%±5.2Highest U.S.: 17.2%	21%±2.8Lowest U.S.: 17.2%
	Charlotte and Oneida are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	66.2%Highest U.S.: 35.7%	25.3%Lowest U.S.: 35.7%
Enrolled in collegeshare of residents	1.4%±1.2Lowest U.S.: 6.4%	3.5%±1.2Highest U.S.: 6.4%
	Oneida and Charlotte are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian	$144,375±$27kHighest 79% above U.S.	$61,597±$6kLowest 24% below U.S.
Home valuemedian, owner-occupied	$695,300±$53kHighest 109% above U.S.	$160,100±$9kLowest 52% below U.S.
Rentmedian gross, monthly	$1,738±$803Highest 23% above U.S.	$903±$77Lowest 36% below U.S.
	Charlotte and Oneida are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$9,221Highest 196% above U.S.	$3,778Lowest 21% above U.S.
Renters paying 30%+of income on rent	56.1%±28.6Highest U.S.: 51.1%	48.2%±10.8Lowest U.S.: 51.1%
	Charlotte and Oneida are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	3.7%Lowest U.S.: 12.5%	14.3%Highest U.S.: 12.5%
Housing
Homeownersof occupied homes	95.5%Highest U.S.: 65.2%	61.9%Lowest U.S.: 65.2%
Typical home builtmedian year	1982Highest 2 yrs newer than U.S.	1946Lowest 34 yrs older than U.S.
Getting to work
Average commuteone way	25 minHighest 5% below U.S.	19 minLowest 28% below U.S.
Work from home	29.8%±8.6Highest U.S.: 15.1%	8%±1.5Lowest U.S.: 15.1%
Schools
Public school scoresrank in state, math + reading	#3 of 70 in VT	#106 of 484 in NY
School district	Champlain Valley Unified Union School District #56	ONEIDA CITY SCHOOL DISTRICT
High school in town	None in town	ONEIDA SENIOR HIGH SCHOOL
Students per teacherat that high school	—	11.4
On TownTapestry
Old photos in History	None yet	None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.