What stands out worked out from the figures below

Charlotte has the most homeowners (80.7%).

Olean has the most people working from home (8.4%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

Raising kidsAffordabilityOwning a homeShort commuteWorking from homeYounger crowdSettled, older crowdGrowing town

Measure	Charlotte	Olean
People
Population	1,501Lowest	13,738Highest
Growth since 20102010 → 2020 census	-11.7%Lowest NY: +4.2%	-3.6%Highest NY: +4.2%
Median age	45.8±4.3Highest 15% above NY	39±2.6Lowest about the NY average
	Charlotte and Olean are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18	21.1%±3.4Lowest NY: 20.5%	23.5%±2.9Highest NY: 20.5%
	Olean and Charlotte are within the Census margin of error here, so we can’t say which is really higher.
Age 65+	25.8%±5Highest NY: 17.9%	19.1%±2.5Lowest NY: 17.9%
	Charlotte and Olean are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+	15.2%Lowest NY: 40.2%	29.9%Highest NY: 40.2%
Enrolled in collegeshare of residents	1.5%±0.8Lowest NY: 7%	3.6%±1.1Highest NY: 7%
Cost of living
Household incomemedian	$61,082±$4kHighest 29% below NY	$51,261±$7kLowest 40% below NY
	Charlotte and Olean are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied	$107,500±$10kHighest 75% below NY	$86,100±$6kLowest 80% below NY
Rentmedian gross, monthly	$648±$208Lowest 60% below NY	$794±$52Highest 51% below NY
	Olean and Charlotte are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly	$3,049Lowest 54% below NY	$3,130Highest 52% below NY
Renters paying 30%+of income on rent	38.6%±25.6Lowest NY: 52.1%	52%±9.1Highest NY: 52.1%
	Olean and Charlotte are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line	11.7%Lowest NY: 14%	26.7%Highest NY: 14%
Housing
Homeownersof occupied homes	80.7%Highest NY: 54.3%	55.1%Lowest NY: 54.3%
Typical home builtmedian year	1966Highest 7 yrs newer than NY	1938Lowest 21 yrs older than NY
Getting to work
Average commuteone way	30 minHighest 8% below NY	14 minLowest 56% below NY
Work from home	1.9%±1.5Lowest NY: 14.9%	8.4%±2.6Highest NY: 14.9%
Schools
Public school scoresrank in state, math + reading	—	#337 of 484 in NY
School district	—	OLEAN CITY SCHOOL DISTRICT
High school in town	—	OLEAN SENIOR HIGH SCHOOL
Students per teacherat that high school	—	12.2
On TownTapestry
Old photos in History	None yet	None yet

NY average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.