Compare towns
Chaplin vs Ludlow vs Scotland
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
What stands out worked out from the figures below
Chaplin has the most people working from home (18.1%).
Ludlow has the shortest commute (20 min average).
Scotland has the most homeowners (91.8%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Chaplin | Ludlow | Scotland |
|---|---|---|---|
| Your priorities | |||
| People | |||
| Population | 2,070 |
20,904Highest |
1,599Lowest |
| Growth since 20102010 → 2020 census | — | -0.5% U.S.: +7.4% |
— |
| Median age | 43.7±4.8Lowest 12% above U.S. |
44.3±1.8 14% above U.S. |
44.7±5Highest 15% above U.S. |
| Scotland and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Kids under 18 | 15.7%±4.2Lowest U.S.: 22% |
16.4%±2.4Highest U.S.: 22% |
16.4%±3Highest U.S.: 22% |
| Age 65+ | 20.9%±4.4 U.S.: 17.2% |
21.8%±2.5Highest U.S.: 17.2% |
18.6%±2.6Lowest U.S.: 17.2% |
| Ludlow and Chaplin are within the Census margin of error here, so we can’t say which is really higher. | |||
| Bachelor’s degree+adults 25+ | 25.4%Lowest U.S.: 35.7% |
27% U.S.: 35.7% |
33.8%Highest U.S.: 35.7% |
| Enrolled in collegeshare of residents | 10.1%±6.2Highest U.S.: 6.4% |
5.2%±1.7Lowest U.S.: 6.4% |
5.8%±4 U.S.: 6.4% |
| Chaplin and Scotland are within the Census margin of error here, so we can’t say which is really higher. | |||
| Cost of living | |||
| Household incomemedian | $97,846±$14k 21% above U.S. |
$84,838±$7kLowest 5% above U.S. |
$99,881±$12kHighest 24% above U.S. |
| Scotland and Chaplin are within the Census margin of error here, so we can’t say which is really higher. | |||
| Home valuemedian, owner-occupied | $255,200±$24kLowest 23% below U.S. |
$335,300±$10kHighest about the U.S. average |
$294,100±$20k 12% below U.S. |
| Rentmedian gross, monthly | $1,473±$275Highest 4% above U.S. |
$1,223±$82 13% below U.S. |
$1,188±$468Lowest 16% below U.S. |
| Chaplin and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Property taxmedian, yearly | $4,524Lowest 45% above U.S. |
$4,918 58% above U.S. |
$6,175Highest 98% above U.S. |
| Renters paying 30%+of income on rent | 33.6%±27.7 U.S.: 51.1% |
50.7%±9.5Highest U.S.: 51.1% |
0%±75.7Lowest U.S.: 51.1% |
| Ludlow and Chaplin are within the Census margin of error here, so we can’t say which is really higher. | |||
| Below poverty line | 5.4% U.S.: 12.5% |
6.8%Highest U.S.: 12.5% |
4.8%Lowest U.S.: 12.5% |
| Housing | |||
| Homeownersof occupied homes | 82.9% U.S.: 65.2% |
77.5%Lowest U.S.: 65.2% |
91.8%Highest U.S.: 65.2% |
| Typical home builtmedian year | 1979 1 yr older than U.S. |
1964Lowest 16 yrs older than U.S. |
1982Highest 2 yrs newer than U.S. |
| Getting to work | |||
| Average commuteone way | 32 min 23% above U.S. |
20 minLowest 24% below U.S. |
33 minHighest 25% above U.S. |
| Work from home | 18.1%±10Highest U.S.: 15.1% |
14%±3.4 U.S.: 15.1% |
11.5%±6.2Lowest U.S.: 15.1% |
| Chaplin and Ludlow are within the Census margin of error here, so we can’t say which is really higher. | |||
| Schools | |||
| Public school scoresrank in state, math + reading | — | #154 of 282 in MA | — |
| School district | Chaplin School District · Regional School District 11 | Ludlow | Scotland School District |
| High school in town | Parish Hill High School | Ludlow Senior High | None in town |
| Students per teacherat that high school | 7.5Lowest |
11.1Highest |
— |
| On TownTapestry | |||
| Old photos in History | None yet | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.


